Curious about how to buy land in North Carolina? You probably have questions about getting started. Maybe you’re wondering about financing options and the down payment required. What crucial factors must be considered when buying land, especially in the Triangle area - Raleigh, Durham, Chapel Hill? How can you mitigate potential risks if you're unfamiliar with the process?
Let's walk through the basics of what to look for when buying land in NC so you can have the knowledge to confidently navigate the process.
Start by getting clear on your objectives and priorities! Whether you're looking to build your dream home, invest in real estate, or explore opportunities for farming or homesteading, defining your goals is the first step. Here are a few questions to consider:
If this is your first time buying land, there are some ways it differs from buying a home. Of course, just as with a home purchase, you will need to be diligent about securing a clear title and want to know the current prices versus comps in the area.
But there are some new concepts in the process as well. One term that may be new to you is "unimproved land," which refers to a parcel of land without existing structures, developments, or improvements on it. It offers you a blank canvas and the flexibility to create and develop according to your needs, whether you're thinking of a new home, commercial property, agricultural or recreational use. .
Here are other considerations:
While both existing homes and land involve real estate purchases, the financing options available for land purchases differ from those for buying a house. Here are some key differences.
A specialized loan type called "land loans" or "lot loans" is explicitly designed for purchasing undeveloped land or lots. Unlike a traditional home mortgage, the collateral is the land itself rather than a physical dwelling.
Land is considered a higher-risk investment, so lenders may require a higher down payment and charge a premium for interest rates. Down payments also tend to be higher, ranging from 20 to 50% of the purchase price.
If you're building a home on the land, you may be eligible for a construction loan (a second loan) to build the structure. This loan can convert to a traditional mortgage once the home is finished.
USDA loans are not appropriate for land-only purchases as the intent of that program is to provide dwelling options for specific buyers. Other options are seller-financed notes, where all terms and conditions are negotiated between buyer and seller.
If you’re interested in developing the site for commercial purposes, you may find a partner in investment groups. These networks often want to acquire land in strategic locations to capitalize on future market demand and potential profits from development.
As you can see, buying land differs from purchasing a home in some significant ways. That's why working with the right realtor is invaluable in minimizing risks throughout the land buying journey.
If you want to buy land in North Carolina, especially the Triangle (Raleigh, Durham, Chapel Hill), please contact us today or view the list of land for sale below. We have many more land options we can show you on top of this list, and please don't hesitate to reach out if you need help. We don't charge any buyer agency fees!
Together, we'll navigate the realm of land acquisition and set you on the path to finding your ideal piece of North Carolina real estate!
Great .7 acre lot on Service Rd. Zoned for Manufacturing, Mebane ETJ Zoning. Convenient to I85/40. Orange County. Sewer Access in the road. Nearest water is in Buckhorn R...
THERE ARE TWO lots located along N Roxboro Rd. The addresses are 5388 & 5370 N Roxboro Rd, Durham. NCDOT has plans to widen the rd which could affect these lots. Noth...
Wooded lot in Northern Durham, Build your dream home......seller will give time for buyer to have soil analysis on lot completed....Great location for Treyburn Corporate ...
Buildable lot near NCCU, downtown Durham and RTP. Come with your plans and create your next home. Modernist homes built in 2021 are in this cul-de-sac and you can do so...
Ready to Build your Dream home on this approximately ½ acre lot !! Near Hwy 98/70/85.. 12 minute commute to Downtown Durham, shopping & restaurants. Approximately 10 minu...
Ready to Build your Dream home on this approximately ½ acre lot !! Near Hwy 98/70/85.. 12 minute commute to Downtown Durham, shopping & restaurants. Approximately 10 minu...
This is a buildable lot that has been cleared. The seller has had architectual plans approved and would be willing to sell to buyer
Multiple Commercial Lots available in the Mebane ETJ. M-1 (Heavy Manufacturing) zoning. Manufacturing, industrial, and warehousing uses. Adjacent to I-40 with easy access...
Want to own a piece of the dream? We have a great .47 acre lot just waiting for you! AND the work has been done for you....approved for a 4 bedroom home on a cul de sac s...
Prime Residential Lot in Growing Durham Community. Nestled on a street lined with a few new construction properties, this prime lot in Durham is a rare find in a highly d...
Commissioner's sale, all offers are subject to 10 day upset bid period. Original offer is written on land offer to purchase & submitted to listing agent, along with secur...
Great Location! Buildable Lot! The parcel located at 4409 Holder, PID: 201651, is zoned RS-20 and is in the Suburban Tier. The RS-20 zoning district permits single family...
Welcome to the perfect canvas for your dream home! This serene wooded lot spans nearly six acres, and has a completed perc test on file with preliminary findings that sup...
LAST PIECE OF RESIDENTIAL LAND THIS CLOSE TO GROWING FUQUAY VARINA DOWNTOWN. THIS RARE FIND IS LOCATED WHERE THE CHARM OF RURAL LIVING MEETS CONVINIENCE. CITY WATER, CI...
Wooded vacant lot .31 acres in proximity to Costco, Home Depot and 5 min from Duke University and Downtown Durham. Investment opportunity in a great location. Wooded Vaca...
Attention builders & developers! .348 acre buildable city lot located in downtown Durham with quick accessibility to main thoroughfares. Lot is Zoned RU-5 which allows ...
This plot provides a unique blend of privacy, natural beauty, and close proximity to local amenities. Embrace the tranquility of rural living while remaining conveniently...
Wonderful Opportunity in Durham! This approximately 0.22 Acre lot across the Street from the Tobacco Trail. Enjoy trails, biking, Southpoint Mall and grocery stores. Grea...
Picturesque private and peaceful setting in great Raleigh location on 4.78 acres! Escape the hustle and bustle of the city to your own private sanctuary on this spraw...
Location! Location! Location! Here is your opportunity to own land conveniently located in Durham. This vacant land is within walking distance of the NC School of Scienc...
1.43 acres, flat, square and lightly wooded in a quiet neighborhood that is close enough to shopping to still be convenient, what more could you ask for in a build site!...
Don't miss your opportunity to own Raleigh real estate!!! This huge lot is VERY close to schools, and would make a BEAUTIFUL investment, with lots of potential! Come and ...
Discover the perfect canvas for your dream home with this stunning .47-acre wooded building lot. Nestled in a serene natural setting, this parcel offers a unique blend of...
Great Cleared Lot on .28 acres. The land is not perk and the trailer will be removed.
One of the last Garrett Farms building lots in initial Phase. Sited on a level lot with some wetland a the back of the lot. Quiet, cut-de-sac. Sewer line runs directly ...
Heavily wooded lot located between Wake Tech ad Fuquay-Varina. The property is not in city limits. Pink paint on the asphalt indicates an estimated boundary of the lot, b...
Come build your dream home on this sloping basement lot. Not a single tree to clear! This parcel is currently located in Durham COUNTY and can be annexed into the city. ...
This Lot is zoned R-40 and is an estimated 2.42 acres (no survey located) The right side of the lot is adorned with mature trees. The left side does include a utility e...
Come check out this wooded lot situated on .754 +/- Acres, with a potential to build a 5-bedroom home located in a highly sought after North Durham location. Builder for...
Have you been dreaming of building your very own custom dream home, but have not been able to find the perfect lot? If so, look no further than this fantastic opportunit...
Outstanding value with a country like setting! Beautiful wooded lot with a prime cut-de-sac location, ideal lot for a potential basement with loads of privacy. Convenient...
1.48 acre residential building lot in Northeastern Wake County. Enjoy country living with convenient access to shopping & entertainment in Rolesville, Wake Forest, Zebulo...
Close to Downtown Durham area. City of Durham vacant lots, across from Club Blvd School. 2 vacant lots here, lot 29 & 30. Address's 417- 0 W Club Blvd. Lots located in A ...
Nestled at 104 East Murray Avenue, an extraordinary building opportunity awaits in a cherished Durham neighborhood. This 0.25-acre lot, is a mere stone's throw from the e...
Discover the perfect property for your dream home with this 2.43 acre lot in Wake County. Nestled off the road, this private property offers a serene escape surrounded by...
Rare wooded lot in Durham County, a must see for a new home. F/JB designation Falls/Jordan District B
Stunning 2+ acres of land that's perfect for your new home in Durham! Create your forever home on this large lot that's easily accessible and has enough trees to give you...
If you're looking to move to the country and live in a custom-built home on a larger sized lot and still be located in a subdivision, then you need to check our latest la...
Coming Soon, September 30, 2024; 1.28 Acres at the end of Harper Street, that is Zone R-4 (possible 5 units) based on zoning to be subject to approval by The Planning Boa...
1.71 acres, flat, square and lightly wooded in a quiet neighborhood that is close enough to shopping to still be convenient, what more could you ask for in a build site! ...
Buildable lot on the corner of S. Roxboro Street and E. Piedmont Avenue. Zoned RU-5(2). Site plan for a 1,200 sqft primary residence and an800 sqft ADU with 2 parking spo...
Location Location only minutes to Downtown, Check this lot out just over an acre. currently there is a singlewide home that is in terrible condition. There is a riser for...
Multiple Commercial Lots available in the Mebane ETJ. M-1 (Heavy Manufacturing) zoning. Manufacturing, industrial, and warehousing uses. Adjacent to I-40 with easy access...
generous lot in an excellent location that is near Southpoint mall. Ready to build your dream custom home in this super prime location in Durham.
1 of 7 buildable lots located only minutes from Brier Creek, RTP and Downtown Durham. Owner would like to consider selling lots as a package deal.
Located adjacent to the proposed Little River Nature Preserve, this 2.46 acre residential home site is in the highly coveted area of Zebulon in Wake County. This is 1 of ...
Immerse yourself in tranquility with this enchanting 4-acre retreat, a true sanctuary nestled in nature's embrace. This serene plot is the perfect canvas for your dream h...
A stunning 4 acres, the property boasts a diverse landscape of mature trees, creating an enchanting woodland ambiance. Discover a peaceful heaven where you can build the ...
Price Improvement!!! This is a rare opportunity in the coveted Timberlake Estates subdivision. Nestled on a corner lot, this waterfront property at just over half an acre...
Gorgeous 1.98 Acre Building Lot in Hannah's Farm South. Partially Cleared Old Tobacco Building on the Property could be restored and itbacks up to a 3 acre pond.
HIGHLY MOTIVATED SELLER offering incentive!! This expansive 2.72 acre parcel presents the perfect canvas for your new home. With a generous area of mostly cleared land, i...
Amazing location ! Minutes from the new 540 access, shopping, Downtown Raleigh and so much more. Live the city conveniences and pay only county taxes Rare opport...
Wooded Lot located in Esteemed Neighborhood in Chapel Hill! Minutes from UNC, accessible to I-40 and less than 30 mintues from the New VinFast Development Project in Pitt...
Cul-de-sac lots fronting on Tryon Rd. and Landis st. Prefer all 3 lots ( 3113, 3109, 3115 Tryon ) to be sold together! Dual Access, to avoid the hassle of driveway on Try...
Cul-de-sac lots fronting on Tryon Rd. and Landis st. Prefer all 3 lots ( 3113, 3109, 3115 Tryon ) to be sold together! Dual Access, to avoid the hassle of driveway on Try...
Cul-de-sac lots fronting on Tryon Rd. and Landis st. Prefer all 3 lots ( 3113, 3109, 3115 Tryon ) to be sold together! Dual Access, to avoid the hassle of driveway on Try...
Gorgeous .92ac lot located in the new community of Chapel Creek, located 1 mile off of Hwy 96 between Wake Forest and Zebulon. Peaceful country setting w/ city convenien...
Discover this expansive one-acre residential building lot nestled in the heart of Raleigh. Well, Septic and Electrical already installed on this finished building lot. Th...
Idyllic lot with almost 2 acres located near Oakdale Drive in Hillsborough. Easy access to Research Triangle Park, UNC Hosptials Hillsborough Campus, Grocery stores, Pha...
Gorgeous .92ac lot located in the new community of Chapel Creek, located 1 mile off of Hwy 96 between Wake Forest and Zebulon. Peaceful country setting w/ city convenien...
Unique opportunity to purchase a lot in an unbeatable location between Chapel Hill and Hillsborough. The lot is situated in a quiet established neighborhood, an ideal loc...
Are you looking to build your home in a town with a great School System? Look no further than this stunning vacant lot on 0 Dominion Blvd in Raleigh NC. Located in a hig...
Gorgeous 1.03ac lot located in the new community of Chapel Creek, located 1 mile off of Hwy 96 between Wake Forest and Zebulon. Peaceful country setting w/ city convenie...
Unique opportunity here ten-minutes from downtown Raleigh! Easy access to both 440 and 540 HWY! This .54 Ac. The lot is zoned R-4 and can be subdivided into two lots. Pub...
This Lot is 1.18 acres, mostly cleared and, has had a soil evaluation done and an engineered septic systems designed that is permitted for 3 bedrooms. It has a 70'X140'...
This Lot is 1.581 acres, mostly cleared and, has had a soil evaluation done and an engineered septic systems designed that is permitted for 3bedrooms. It has a 70'X140' b...
Great piece of property 4 minutes to US 64 and an hour from Raleigh. Build your dream home or are you a land developer looking for a new location to build a new neighborh...
Looking for a Special Place? 13.5 acres set back from the road with a great home site to build your dream home now or in the future. No time limit on building. Bring you...
Vacant lot with over half an acre in prime Durham location! No HOA or Restrictive Covenants. Bring your own builder! Close to Southpoint, and minutes to I-40.
Builder Lot in peaceful Timberlake Estates! Comfort of a country setting with all the convenience of Raleigh/City at your fingertips! Beautiful established Homes wrapped ...
Welcome to an exceptional opportunity to own half an acre of prime land nestled in the heart of Holly Springs. This generously sized plot is ideally situated just minutes...
Just minutes from downtown Hillsborough on a quiet little street sits this mostly cleared lot waiting for a home to be built. You will love this lot for its high elevatio...
Gorgeous 1.4ac lot located in the new community of Chapel Creek, located 1 mile off of Hwy 96 between Wake Forest and Zebulon. Peaceful country setting w/ city convenien...
Gorgeous 1.2ac lot located in the new community of Chapel Creek, located 1 mile off of Hwy 96 between Wake Forest and Zebulon. Peaceful country setting w/ city convenien...
.43 acre lot located across the street from Holly Springs middle School in the (NMX)Neighborhood Mixed-Used district. Bring your builder investment opportunity! under cur...
SELLER FINANCING AVAILABLE. Double-build opportunity on two recently recombined and recorded flag lots totaling to almost an acre (0.5933ac- 3226A Rowena; and 0.3294ac- 3...
Current Bid $272K, last day to upset bid is 9/16. New upset bid price is $285,600 deposit is $14,280 certified funds with clerk of court. Any funds on deposit with clerk'...
Welcome to your opportunity to create a great home or investment property in the heart of Downtown Raleigh! This awesome vacant lot, situated on a quiet street, is primed...
This flat 1.34 acres of land is located about 10 minutes from downtown Raleigh, and is also convenient to I-40, I-440, I-87, and I-540. Clear some trees and build your dr...
Multiple Commercial Lots available in the Mebane ETJ. M-1 (Heavy Manufacturing) zoning. Manufacturing, industrial, and warehousing uses. Adjacent to I-40 with easy access...
If you are looking for a large lot to build your dream home on in coveted Orange County, you should head right over and check out this opportunity. 2A is 5 acres with ope...
This might be the place for your dream HOME! Take the road less traveled to this 15.1 acre wooded rolling land. Perfect spot to build your dream house. Secluded retreat? ...
Subject to survey
Incredible opportunity to build your forever home on this large 9.97 acre parcel with a pond in rural Mebane. Bring your horse, your garden, your hobby farm, or simply en...
Subject to Survey
1.14 acres in a desirable location in Apex with lots of new development coming. 3 minutes away from the newly acquired $3Billion Veridea parkway proposed project. T...
THIS LOT IS READY FOR A 4 BEDROOM HOME, Get ready to build YOUR PARADISE! Embrace the perfect chance to craft your dream home on this sprawling 1.62-acre canvas. Nestled ...
Zebulon is Booming ! This 1.32 acre Heavy Industrial zoned building site offers a prime location for your business. The property is situated in a rapidly growing area, wi...
An unbelievable opportunity awaits you in the Gorgeous Subdivision of Winmore. This is one of the last lots remaining. Come custom build your dream home.
This neighborhood is ready to go! Monotropa Trail is a Low Impact Development designed by EarthCentric engineers. The vision of this neighborhood is land stewardship focu...
One of the last opportunities to build in beautiful Winmore Subdivision. Chapel Hill Schools, walk ways, swimming pool and much more awaits you.
Fantastic opportunity for investors and homeowners in highly desirable Lakewood area! Already-cleared .34 acre Lot can be sold separately on its own, or as a package of a...
Beautiful, sloping property. +/- 2.83 Acres per 2021 Survey. Has a mix of pine & deciduous trees. Homesite could be set high above HWY 98/Wake Forest Highway, with possib...
Fantastic opportunity for investors and homeowners in highly desirable Lakewood area! Already-cleared .32 acre Lot can be sold separately on its own, or as a package of a...
Fantastic opportunity for investors and homeowners in highly desirable Lakewood area! Already-cleared .32 acre Lot can be sold separately on its own, or as a package of a...
Fantastic opportunity for investors and homeowners in highly desirable Lakewood area! Already-cleared .32 acre Lot can be sold separately on its own, or as a package of a...
5 RESIDENTIAL LOTS TOTALING 3.17 ACRES, ZONED RS-10, TO BE SOLD ALL TOGETHER. CITY WATER & SEWER NEARBY. GREAT LOCATION IN DEMAND OF NEW HOMES. SITUATED NEAR RTP, DUKE, ...
Current Bid $378K last day to upset bid is 9/16. New upset bid price is $396,900 deposit amount $19,845 certified funds, Payable Clerk of Court.( file # 24SP000036-...
One of the most desirable neighborhoods in Chapel hill. What a fantastic opportunity! Final Opportunity. If you're considering this, living in Winmore Subdivision in Cha...
BRING YOUR BUILDER AND BRING US AN OFFER. Lot currently has a restriction, max heated sq feet is 1,100. See attached floor plan that meets restriction. New owner can also...
Great opportunity for an investor whether to build or flip! There is a mobile home on the property and is currently occupied. Located in the rapidly growing town of Knigh...
This neighborhood is ready to go! Monotropa Trail is a Low Impact Development designed by EarthCentric engineers. The vision of this neighborhood is land stewardship foc...
Are you looking to build your dream home in a gorgeous, wooded location close to Raleigh and the new Fenton shopping area in Cary? If so, these TWO adjacent lots totall...
Are you looking to build your dream home in a gorgeous, wooded location close to Raleigh and the new Fenton shopping area in Cary? If so, these TWO adjacent lots totall...
Private lot available in popular Wescott Community! Nestled on a private cul-de-sac, this vacant lot offers a tranquil retreat surrounded by mature trees. Ready for your...
Lot 1, 6.03 acre residential use parcel located outside of Zebulon, in Wake County, North Carolina with 145' paved, public road frontage, perkable soils, new survey, and ...
Lot 2, 6.16 acre residential use parcel located outside of Zebulon, in Wake County, North Carolina with 145' paved, public road frontage, perkable soils, new survey, and ...
Great location, near White Oak Shopping Center, easy access to I-40, utilities available, seller will not move mobile home, only the land have value. sold as is There is...
.48 acre lot minutes from Southpoint. Can be sold with 4813 Fayetteville which is directly next door (additional 1.26 acres). Currently zoned R-20 which allows for up to...
Don't miss this rare chance to own a piece of Orange County's beautiful countryside. This 7-acre parcel in Cedar Grove perfectly balances peace, privacy, and proximity to...
Industrial land for sale in convenient Durham location near Downtown, I-85, NC-147 and US-70. Minutes to RTP.
Don't miss this rare chance to own a piece of Orange County's beautiful countryside. This 7-acre parcel in Cedar Grove perfectly balances peace, privacy, and proximity to...
Rare opportunity to bring your own builder! Large (1.24 acres), flat, cul de sac lot in existing subdivision, minutes away from DT historic Fuquay Varina. Close to grocer...
This 1.13 acre cleared and serene lot is a unique property in Wake County. Two producing fig trees and one pecan tree grace the property with seasonal fruit and nuts. A h...
Site survey has been completed. Soil test coming soon. Lot 17 next door has sold. Custom home being built for $1.3M. Rural Oasis in Sought-After Chapel Hill. This s...
Site survey has been completed. Soil test coming soon. Lot 17 next door has sold. Custom home being build for $1.3M. Escape the hustle and bustle of city life and d...
Here's you chance to own a picturesque setting for your new home. This large parcel features a beautiful pond with open space behind the pond for your new home. Well and ...
A few miles to downtown Carrboro, this lovely homesite is approximately 1.3 forested acres. Beacon is a new three-home Zinn Design Build neighborhood surrounded by establ...
Rare opportunity to own an award winning Exeter Building Company home in North Raleigh. Custom build your own plan on one of the 4 homesites or choose one of our plans. ...
Large, peaceful lot/ home in the heart of Apex. No city taxes, private dead end rd. Prime location, close to the future NC 540 Expressway Extension, Sunset Lake, Holly Sp...
Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2024 Triangle MLS, Inc. of North Carolina. Data last updated .