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USDA Homes for Sale in NC’s Triangle: 0% Down Financing

If you’re looking for USDA homes for sale you’re probably wondering what the requirements are, and where eligible homes are located in the greater Raleigh/Durham area. See below for more information and don't worry - you don’t have to work in agriculture to qualify!

What is a USDA Home Loan?

The USDA Home Loan program originated to help finance homes in designated rural areas by providing guarantees to lenders to protect against buyer defaults. Standard 30-year mortgage rates and 100% financing make these homes accessible to low and moderate-income buyers who may not otherwise be able to purchase a home. 

USDA loans are available for properties that meet specific requirements (rural location, safety and health standards) and buyers who fall within the guidelines for credit score and income. And although the “rural area” requirement excludes the metropolitan cities of the Triangle area - Raleigh, Durham, Chapel Hill - we do have semi-urban and rural areas close by that are eligible. 

What 3 Types of USDA Home Loans Are Available?

There are three different types of USDA loans available to homebuyers.

  • Direct - A direct USDA loan is funded directly by USDA, so no banks are involved, and the USDA is your lender. These direct loans are intended for low- and very low-income homebuyers who need accessing to financing. The amount you can borrow will vary, but you can use this USDA Self-Assessment tool as a starting point. 
  • Guaranteed - This loan comes from a partnership between local banks and the USDA. In this case, a portion of the loan is guaranteed by the USDA, which certifies the lender they will not be stranded if the buyer defaults. This guarantee enables the lender to offer loans to low and moderate-income folks who would not qualify for a conventional loan. 
  • Home improvement loans - These loans do not help purchase a house but rather repair and enhance homes for low-income homeowners. The maximum loan amount is $40k.

Limitations and Restrictions of USDA Loans

Homes eligible for USDA loans have stringent guidelines for eligibility. The homes must be geographically located within a Rural Development area and be owner-occupied and a private residence.

Based on verifiable income sources, loan amounts are determined on a case-by-case basis by the banks. For most USDA Guaranteed loans, there is no official upper limit on the loans. In some of the semi-rural areas near Raleigh, there are USDA-eligible homes being built and priced around $500k. 

For USDA Direct loans, the limit on loans is $336,000 (2022) but the amount varies around the country in consideration of areas where home prices are substantially higher. 

Eligibility Requirements for a USDA Home Loan

Applicants for USDA home loans must be a U.S. Citizen, U.S. non-citizen national, or qualified alien. 

  • The borrower must meet specific income and credit requirements.
  • Must show proof of enough stable income to afford mortgage, taxes, and insurance. 
  • Cannot make more than 115 percent of the local median income
  • Credit should be at least 640, and the borrower demonstrate acceptable credit history
  • A buyer's debt-to-income ratio must be below 41 percent

Homes Eligible for USDA Loans

In addition to being within a specific “rural area,” the home must also be an owner-occupied private residence. Although the properties cannot be income-producing or second homes, they can be of varying types: new construction, manufactured homes, condos, townhomes, or modular homes. 

USDA Loan Limitations, Closing Costs & Interest Rates

This handy USDA calculator helps you pinpoint the upper-income limit for the state and county you’re considering.

Interest rates can be as low as 1% for these loans when supplemented with other payment assistance options. As of February 1, 2023, the current interest rate for USDA Direct loans is 4.00% for low-income and very low-income borrowers.

Closing costs for a USDA loan are typically 2% – 6% of the home’s purchase price, and USDA does allow seller concessions up to 6% of the sales price. Some lenders roll over closing costs into the overall loan, so no money is due at closing. 

Beyond the standard 30-year loan, some provisions allow for a 33-year payback period, or even 38 years in certain circumstances. 

You can find good information and specific details here on the USDA program in NC.

Benefits of a USDA Home Loan

The top-level benefits of a USDA home loan are summarized above but include: 

  • Low or no down payment
  • Lower interest rates
  • Reduced mortgage insurance
  • Credit score requirements are lower
  • Lower closing costs and fees

In addition to these benefits, here are a few other program benefits that many people don’t know. 

  • The repair and renovation loans can also include grants (up to 10k) to those 62 and older who have less than 50% of the area median income. These loans can be a good option for senior borrowers. 
  • Many believe these loans are only for remote areas and farmland, so few people take advantage of these loans. The USDA estimates only 99,000 borrowers currently have these loans. Of course, if you’re interested in homesteads with ample acreage, these loans can be a great option. 
  • It’s possible to use a USDA home loan along with NC-specific programs and grants for first-time homebuyers. 

USDA Eligible Properties in Raleigh, Durham, and the Surrounding Areas

There are USDA eligible homes for sale throughout the greater Raleigh area including some in Zebulon, Wendell, Clayton, Smithfield, Oxford, Louisburg and other surrounding towns. The USDA home loan program can be an excellent fit for you if you meet the qualifications. It can be complicated though, so it’s helpful to have an experienced realtor guide you through the process. We would be happy to help, and if you want to know how to find homes that qualify for USDA loans, check our listings below or contact us today!

For the homes below, please verify with us prior to placing a USDA financed offer.

USDA Homes for Sale, Pending Verification

821 Sagamore Dr, Louisburg image
821 Sagamore Dr, Louisburg $225,000

Opportunity knocks with this 3-bedroom, 2.5-bath home located in the sought-after, gated lake and golf community of Lake Royale. This property is in need of significant r...

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  • 3 Beds
  • 3 Baths
  • 10162962 MLS
  • ACTIVE Status
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5503 Antioch Rd, Oxford image
5503 Antioch Rd, Oxford $225,000 ▼

Welcome to 5503 Antioch Rd, a property that exudes charm and functionality. The heart of this home is undoubtedly the kitchen, boasting an accent backsplash that adds a t...

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  • 3 Beds
  • 2 Baths
  • 10151644 MLS
  • ACTIVE Status
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1512 Red Mountain Rd, Rougemont image
1512 Red Mountain Rd, Rougemont $225,000 ▼

Nicely updated 3-bedroom, 2-bath home situated on a .44-acre lot in peaceful Rougemont. Features include a 2-car carport, storage shed/workshop, solar panels, a whole-hom...

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  • 3 Beds
  • 2 Baths
  • 10166110 MLS
  • ACTIVE Status
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108 Edwards Dr, Louisburg image
108 Edwards Dr, Louisburg $229,000 ▼

Welcome to 108 Edwards Drive in Louisburg, NC SELLER TO OFFER 3,000 in closing costs!! New New New! Move-in ready and beautifully updated, this Louisburg home sits on o...

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  • 3 Beds
  • 2 Baths
  • 10162063 MLS
  • ACTIVE Status
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3555 Antioch Church Rd, Timberlake image
3555 Antioch Church Rd, Timberlake $235,900

WELCOME to this charming, classic home which sits on over an acre in Timberlake!! This property offers a blend of character, usable space, and everyday convenience! Its ...

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  • 2 Beds
  • 1 Baths
  • 10179563 MLS
  • ACTIVE Status
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150 Big Horn Cv, Louisburg image
150 Big Horn Cv, Louisburg $237,500 ▼

Welcome to your private retreat in the gated community of Lake Royale, where this beautifully positioned home sits on a rare peninsula lot surrounded by water views and n...

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  • 1 Beds
  • 2 Baths
  • 10159067 MLS
  • ACTIVE Status
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1196 Cash Rd, Creedmoor image
1196 Cash Rd, Creedmoor $239,000

This property offers 2.67 acres of land that you could build your dream home on. Well and septic already in place. Great location close to I-85. There is a house on the p...

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  • 1 Baths
  • 10158240 MLS
  • ACTIVE Status
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44 Sutton Rd, Louisburg image
44 Sutton Rd, Louisburg $244,900

Looking for room to breathe without sacrificing convenience? Welcome to **44 Sutton Road**! Nestled on approximately 2 acres, this property offers the space you've been s...

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  • 3 Beds
  • 2 Baths
  • 10177190 MLS
  • ACTIVE Status
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762 Hillsboro St, Pittsboro image
762 Hillsboro St, Pittsboro $245,000 ▼

Affordable AND located only 3 minutes to downtown Pittsboro?? It really doesn't get better than this! This charming 2 bedroom, 1 bath home is the perfect starter home. It...

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  • 2 Beds
  • 1 Baths
  • 10164258 MLS
  • ACTIVE Status
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100 Mesa Cv, Louisburg image
100 Mesa Cv, Louisburg $245,000 ▼

Beautiful ranch style home located in the gated community of Lake Royale in Louisburg. This 3 bedroom, 2 bath home offers comfortable living spaces with an open floor pla...

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  • 3 Beds
  • 2 Baths
  • 10158293 MLS
  • ACTIVE Status
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152 Crystal Lake Dr, Timberlake image
152 Crystal Lake Dr, Timberlake $245,000 ▼

!! BACK ON THE MARKET DUE TO NO FAULT OF THE SELLERS!! Welcome home to this ONE-OWNER, well-maintained 3-bedroom, 2-bath residence, perfectly positioned on a serene 1...

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  • 3 Beds
  • 2 Baths
  • 10154426 MLS
  • ACTIVE Status
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2064 Oak Hill Rd, Oxford image
2064 Oak Hill Rd, Oxford $249,000

One level brick ranch on nearly an acre with updates already completed. The remodeled kitchen features granite countertops, modern finishes, updated cabinetry, and a func...

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  • 3 Beds
  • 1 Baths
  • 10174868 MLS
  • ACTIVE Status
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113 Cochise Dr, Louisburg image
113 Cochise Dr, Louisburg $249,900 ▼

Motivated Seller! Don't miss this opportunity to own a beautiful home in the gated Lake Royale community. This charming 3-bedroom, 2-bath ranch offers the ease of one-le...

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  • 3 Beds
  • 2 Baths
  • 10152952 MLS
  • ACTIVE Status
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55 Courtney Dr, Louisburg image
55 Courtney Dr, Louisburg $249,900 ▼

Updated rustic 2 bedroom, 2 bathrooms home in Ellington Estates II. Recent updates included in kitchen - cabinets, counters, dishwasher, microwave. New LVP floors through...

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  • 2 Beds
  • 2 Baths
  • 10172523 MLS
  • ACTIVE Status
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106 N Valley Dr, Louisburg image
106 N Valley Dr, Louisburg $250,000

Welcome home to 106 North Valley Drive--a serene retreat in charming Louisburg, NC! This 3-bedroom, 2-bath residence perfectly blends comfort, style, and modern convenien...

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  • 3 Beds
  • 2 Baths
  • 10147804 MLS
  • ACTIVE Status
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201 Kipling Dr, Oxford image
201 Kipling Dr, Oxford $250,000 ▼

Welcome to this move-in ready 3-bedroom, 2.5-bath home featuring an open and inviting layout with vaulted ceilings. The spacious kitchen offers granite countertops, ample...

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  • 3 Beds
  • 3 Baths
  • 10141865 MLS
  • ACTIVE Status
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213 N Bickett North Blvd, Louisburg image
213 N Bickett North Blvd, Louisburg $250,000

Brand-new one-story ranch by Family Building Company, a Triangle-based builder known for attractive, low-maintenance homes built with durable materials and thoughtful fin...

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  • 3 Beds
  • 2 Baths
  • 10166151 MLS
  • ACTIVE Status
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1605 Sagamore Dr, Louisburg image
1605 Sagamore Dr, Louisburg $255,000

Lakefront Living at Its Best! Yes -- Lakefront! Welcome to your waterfront retreat in the gated community of Lake Royale! This beautifully maintained, fully furnished pa...

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  • 1 Beds
  • 1 Baths
  • 10164571 MLS
  • ACTIVE Status
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104 Mayan Dr, Louisburg image
104 Mayan Dr, Louisburg $255,000 ▼

This charming ranch home located in the Lake Royale community is waiting for you. This house features 3 bedrooms and 2 full bathrooms. Spacious living room and a separat...

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  • 3 Beds
  • 2 Baths
  • 10164852 MLS
  • ACTIVE Status
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602 Coggeshall St, Oxford image
602 Coggeshall St, Oxford $255,000

$255K for 1568 SF, 3 BR, 2 Bath home at 602 Coggeshall! 2026 Improvements: Totally Painted inside; Refinished WOOD Flrs in LR, hall, 2 Bedrms, new vinyl flooring in DR, K...

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  • 3 Beds
  • 2 Baths
  • 10159873 MLS
  • ACTIVE Status
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110 Fox Ridge Rd, Louisburg image
110 Fox Ridge Rd, Louisburg $257,400 ▼

BUYER INCENTIVE WITH ACCEPTED OFFER! REACH OUT TO LISTING AGENT FOR MORE INFORMATION! Have you been looking for a renovated house on a large wooded lot in a fantastic loc...

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  • 3 Beds
  • 2 Baths
  • 10176626 MLS
  • ACTIVE Status
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1302 Blacksmith Rd, Efland image
1302 Blacksmith Rd, Efland $259,000 ▼

**5,000 in closing cost assistance with acceptable offer** Opportunity awaits in Efland! This classic ranch-style home, built in 1971, offers 3 bedrooms, 1 bath, and sits...

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  • 3 Beds
  • 1 Baths
  • 10166272 MLS
  • ACTIVE Status
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2765 Andrea Dr, Creedmoor image
2765 Andrea Dr, Creedmoor $259,900 ▼

Full of Potential in Golden Pond! PRICED BELOW tax value! This traditional 2-story home offering over 1,500 sqft is ready for its next chapter. With a some TLC, it presen...

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  • 3 Beds
  • 3 Baths
  • 10154403 MLS
  • ACTIVE Status
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213 Efland Ave, Efland image
213 Efland Ave, Efland $260,000

Charming opportunity in the heart of Efland! This home offers a solid footprint with strong potential for homeowners or investors seeking value in a growing Orange county...

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  • 3 Beds
  • 2 Baths
  • 10146963 MLS
  • ACTIVE Status
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172 Nashua Dr, Louisburg image
172 Nashua Dr, Louisburg $262,500

Motivated Sellers READY to review ALL offers! The property is priced below market for a QUICK SALE! Lake Royale Living! Charming 3BR Ranch with Privacy, Community Ame...

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  • 3 Beds
  • 2 Baths
  • 10172147 MLS
  • ACTIVE Status
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503 Kenmore Ave, Louisburg image
503 Kenmore Ave, Louisburg $265,000

There's a version of homeownership most people only dream about: a house with real age and real character, built back when craft actually meant something, and not a singl...

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  • 3 Beds
  • 2 Baths
  • 10179919 MLS
  • ACTIVE Status
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213 Pine Tree Rd, Oxford image
213 Pine Tree Rd, Oxford $269,900

Welcome home to this well-built 3-bedroom, 2-bath brick ranch, thoughtfully constructed in 1965 with the quality and character that stand the test of time. Beautiful hard...

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  • 3 Beds
  • 2 Baths
  • 10175657 MLS
  • ACTIVE Status
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121 Running Bear Dr, Louisburg image
121 Running Bear Dr, Louisburg $275,000 ▼

Discover the perfect blend of comfort, lifestyle, and value in this beautifully updated home located in the sought-after gated Lake Royale community. Whether you're searc...

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  • 3 Beds
  • 2 Baths
  • 10168933 MLS
  • ACTIVE Status
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4148 Forest Ct, Oxford image
4148 Forest Ct, Oxford $275,000

Welcome to 4148 Forest Court in Oxford, NC! Nestled on a spacious cul-de-sac lot, this well maintained home offers privacy, accessibility, and peaceful surroundings. The ...

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  • 3 Beds
  • 2 Baths
  • 10177845 MLS
  • ACTIVE Status
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108 Justice St, Louisburg image
108 Justice St, Louisburg $275,000

Welcome to 108 Justice Street in Louisburg! This beautifully updated ALL BRICK RANCH offers 3 bedrooms, 2 full baths, and sits on two combined lots totaling .31-acres, pr...

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  • 3 Beds
  • 2 Baths
  • 10179020 MLS
  • ACTIVE Status
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5009 Mill Creek Rd, Cedar Grove image
5009 Mill Creek Rd, Cedar Grove $275,000

Whether you're searching for a place to create your dream homestead or your next investment opportunity, this Cedar Grove property is full of potential and waiting for th...

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  • 3 Beds
  • 2 Baths
  • 10181192 MLS
  • ACTIVE Status
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205 E Front St, Oxford image
205 E Front St, Oxford $279,000

Downtown Oxford. Offering more than 4,000 square feet of living space, this property presents a rare opportunity to own a true piece of Oxford history while adding your o...

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  • 5 Beds
  • 3 Baths
  • 10165947 MLS
  • ACTIVE Status
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226 Shawnee Dr, Louisburg image
226 Shawnee Dr, Louisburg $279,000

Charming 3-bedroom, 2-bath home in a desirable gated lake community. Welcome home to this beautiful 3-bedroom, 2-bath residence located in a sought-after gated community ...

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  • 3 Beds
  • 2 Baths
  • 10182641 MLS
  • ACTIVE Status
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137 Seaman St, Oxford image
137 Seaman St, Oxford $279,900

A well appointed custom home with granite and tile backsplash in the kitchen, stainless steel appliances, granite counter t ops and tile in the bathrooms, custom wood sh...

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  • 3 Beds
  • 2 Baths
  • 10156279 MLS
  • ACTIVE Status
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113 Chambers Rd, Rougemont image
113 Chambers Rd, Rougemont $280,000 ▼

Welcome to your serene retreat in the heart of Rougemont, North Carolina! This charming three-bedroom, two-bathroom home offers a perfect blend of comfort and tranquility...

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  • 3 Beds
  • 2 Baths
  • 10174209 MLS
  • ACTIVE Status
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2764 Gregory Ct, Creedmoor image
2764 Gregory Ct, Creedmoor $285,000 ▼

Move-in ready and full of thoughtful updates, this charming home in the heart of Creedmoor, North Carolina offers comfort, functionality, and convenience. Recent improvem...

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  • 3 Beds
  • 2 Baths
  • 10159204 MLS
  • ACTIVE Status
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114 Cherokee Dr, Louisburg image
114 Cherokee Dr, Louisburg $285,000

114 Cherokee Dr. is an updated easy living ranch home tucked into the gated Lake Royale subdivision of Louisburg. See documents for specific details! Its 3 bedrooms and 2...

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  • 3 Beds
  • 2 Baths
  • 10178575 MLS
  • ACTIVE Status
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1509 Oak Hill Rd, Oxford image
1509 Oak Hill Rd, Oxford $285,000

Enjoy country living with convenient access to downtown Oxford. Set on 1.8 acres with peaceful pond views from the large deck, this property offers room to spread out, ...

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  • 3 Beds
  • 1 Baths
  • 10180372 MLS
  • ACTIVE Status
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439 Shawnee Dr, Louisburg image
439 Shawnee Dr, Louisburg $285,000

Enjoy resort-style living in the gated Lake Royale community! Nestled among mature trees on nearly half an acre, this charming 3-bedroom, 2-bath ranch features over 1,600...

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  • 3 Beds
  • 2 Baths
  • 10181485 MLS
  • ACTIVE Status
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105 Hybrid St, Oxford image
105 Hybrid St, Oxford $289,900 ▼

Better-Than-New Ranch in The Meadows at Oxford Come see this beautiful better-than-new ranch home located in the desirable Meadows at Oxford community! This barely liv...

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  • 3 Beds
  • 2 Baths
  • 10151526 MLS
  • ACTIVE Status
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102 Pineview Dr, Louisburg image
102 Pineview Dr, Louisburg $290,000

Welcome to 102 Pineview Drive in the North Pointe community of Louisburg! This beautifully remodeled 3-bedroom, 2-bath ranch offers 1,793 square feet of move-in ready l...

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  • 3 Beds
  • 2 Baths
  • 10179336 MLS
  • ACTIVE Status
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104 Kiowa Cv, Louisburg image
104 Kiowa Cv, Louisburg $294,900 ▼

Welcome Home to 104 Kiowa Cove - Lake Royale Living at Its Finest! Nestled in the highly desirable gated community of Lake Royale, this beautifully maintained 3-bedroom,...

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  • 3 Beds
  • 2 Baths
  • 10173589 MLS
  • ACTIVE Status
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133 Wagon Wheel Cir, Louisburg image
133 Wagon Wheel Cir, Louisburg $297,000 ▼

Beautifully maintained 3 bedroom, 2 bath home located in peaceful Louisburg! This home features a bright and open floor plan with spacious living areas and plenty of natu...

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  • 3 Beds
  • 2 Baths
  • 10168304 MLS
  • ACTIVE Status
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155 Rawhide Dr, Louisburg image
155 Rawhide Dr, Louisburg $299,000 ▼

Welcome to Lake Royale, a private, gated lakefront community where every day feels like a retreat. This beautiful log-cabin-style home offers the perfect blend of comfort...

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  • 3 Beds
  • 2 Baths
  • 10145843 MLS
  • ACTIVE Status
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3600 Nc-561, Louisburg image
3600 Nc-561, Louisburg $299,000

Situated on a beautiful 4+ acre lot with a private pond, this property offers endless potential and a peaceful setting. Being sold as-is, the home will benefit from some ...

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  • 2 Beds
  • 2 Baths
  • 10181403 MLS
  • ACTIVE Status
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300 Forest Rd, Oxford image
300 Forest Rd, Oxford $299,900 ▼

PRICE IMPROVEMENT! Timeless charm meets everyday comfort in this classic brick ranch nestled in Green Acres! Situated on approximately 0.36 acres in Oxford, this 1,900+ s...

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  • 3 Beds
  • 3 Baths
  • 10155107 MLS
  • ACTIVE Status
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304 Dale St, Oxford image
304 Dale St, Oxford $299,900 ▼

Beautifully updated two-story home featuring 3 bedrooms and 2.5 bathrooms with approximately 1,700 sqft of living space. Recently painted throughout and offering renovate...

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  • 3 Beds
  • 3 Baths
  • 10161129 MLS
  • ACTIVE Status
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330 Shawnee Dr, Louisburg image
330 Shawnee Dr, Louisburg $300,000 ▼

Beautiful ranch style home located in the gated community of Lake Royale in Louisburg. This 3 bedroom, 2 bath home offers comfortable living spaces with an open floor pla...

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  • 3 Beds
  • 2 Baths
  • 10163235 MLS
  • ACTIVE Status
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105 Buck Ridge Rd, Louisburg image
105 Buck Ridge Rd, Louisburg $300,000

Welcome to 105 Buck Ridge Road in Louisburg, NC — a brand-new 2026 Champion-built luxury manufactured home situated on nearly one acre of land, offering the perfect combi...

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  • 3 Beds
  • 2 Baths
  • 10171451 MLS
  • ACTIVE Status
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129 Shaman Dr, Louisburg image
129 Shaman Dr, Louisburg $300,000

Attention investors, contractors, builders, and fix-and-flip buyers — opportunities like this do not come around often! Located in the gated community of Lake Royale, thi...

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  • 3 Beds
  • 3 Baths
  • 10171821 MLS
  • ACTIVE Status
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26 Danbury Ct, Pittsboro image
26 Danbury Ct, Pittsboro $300,000

Fantastic opportunity to get into this Craftsman Style Home in Powell Place! Hardwood floors, tile and Certified Green Building practices! 42'' cabinets, SS applicances ....

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  • 3 Beds
  • 3 Baths
  • 10177429 MLS
  • ACTIVE Status
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522 Shawnee Dr, Louisburg image
522 Shawnee Dr, Louisburg $309,000 ▼

Welcome to Lake Royale living! This 3 bedroom, 2.5 bath home provides comfortable spaces, modern updates, and access to an amenity-rich lake community. Inside, you'll fin...

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  • 3 Beds
  • 3 Baths
  • 10162267 MLS
  • ACTIVE Status
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206 Edgewood Dr, Louisburg image
206 Edgewood Dr, Louisburg $309,000 ▼

Price Improvment.. Discover a harmonious blend of vintage charm and modern potential at 206 Edgewood Dr. This four-bedroom, three full-bathroom home offers a lifestyle of...

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  • 4 Beds
  • 3 Baths
  • 10146210 MLS
  • ACTIVE Status
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609 Quail Ct, Creedmoor image
609 Quail Ct, Creedmoor $309,900 ▼

Price Improvement: Now $309,900! Don't miss this incredible opportunity to own a beautiful home that qualifies for USDA 100% financing. Ask about up to $15,000 in down pa...

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  • 3 Beds
  • 3 Baths
  • 10147643 MLS
  • ACTIVE Status
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29 Rolling Star Ct, Louisburg image
29 Rolling Star Ct, Louisburg $309,990 ▼

Open Floorplan w/FIRST FLOOR FLEX ROOM! Refrigerator/Washer & Dryer INCLUDED! Kitchen: White Shaker Cabinets w/Crown Trim, Granite Countertops, Large Center Island w/Brea...

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  • 3 Beds
  • 3 Baths
  • 10173086 MLS
  • ACTIVE Status
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110 Quarterhorse Dr, Louisburg image
110 Quarterhorse Dr, Louisburg $310,000

Beautiful 3-bedroom, 2-bath home located at 110 Quarterhorse Dr in Louisburg, NC! This home features a spacious layout with a versatile den perfect for an office, playroo...

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  • 3 Beds
  • 2 Baths
  • 10166547 MLS
  • ACTIVE Status
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212 Tar Banks Dr, Louisburg image
212 Tar Banks Dr, Louisburg $312,990

Move-in ready - March Close! True Ranch w/Open Floor Plan! Refrigerator/ Washer & Dryer INCLUDED! Kitchen: White Shaker Cabinets w/Crown Trim, Granite Countertops, Large ...

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  • 3 Beds
  • 2 Baths
  • 10177025 MLS
  • ACTIVE Status
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106 Nations Cv, Louisburg image
106 Nations Cv, Louisburg $314,900

PRICE REDUCED!! GATED COMMUNITY ON 345-ACRE LAKE!! This Open Ranch plan offers 3-bedrooms, 2-bathrooms and an office! Located on a quiet cul-de-sac in Lake Royale this...

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  • 3 Beds
  • 2 Baths
  • 10144630 MLS
  • ACTIVE Status
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558 Shawnee Dr, Louisburg image
558 Shawnee Dr, Louisburg $314,900 ▼

Welcome to Lake Royale living! This beautifully maintained 3-bedroom, 2-bath home, built in 2021, offers the perfect blend of comfort, style, and value. Enjoy an open-con...

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  • 3 Beds
  • 2 Baths
  • 10156579 MLS
  • ACTIVE Status
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1018 Rhino Bnd, Oxford image
1018 Rhino Bnd, Oxford $314,900 ▼

This home has a large yard to enjoy summer days. The Blanco has an incredible, open-concept layout. The family room is open to the kitchen and dining room creating the pe...

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  • 3 Beds
  • 2 Baths
  • 10146045 MLS
  • ACTIVE Status
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109 Rhino Bnd, Oxford image
109 Rhino Bnd, Oxford $314,900 ▼

This home has a large yard to enjoy summer days. The Blanco has an incredible, open-concept layout. The family room is open to the kitchen and dining room creating the pe...

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  • 3 Beds
  • 2 Baths
  • 10141189 MLS
  • ACTIVE Status
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100 Flue Ct, Oxford image
100 Flue Ct, Oxford $314,900 ▼

This home has a large yard to enjoy summer days. The Blanco has an incredible, open-concept layout. The family room is open to the kitchen and dining room creating the pe...

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  • 3 Beds
  • 2 Baths
  • 10152261 MLS
  • ACTIVE Status
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1103 Rhino Bnd, Oxford image
1103 Rhino Bnd, Oxford $314,900 ▼

This home has a large yard to enjoy summer days. The Blanco has an incredible, open-concept layout. The family room is open to the kitchen and dining room creating the pe...

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  • 3 Beds
  • 2 Baths
  • 10164124 MLS
  • ACTIVE Status
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921 Williamsboro St, Oxford image
921 Williamsboro St, Oxford $315,000 ▼

Nestled on a beautifully landscaped 1.98-acre lot within the city limits of Oxford, this sprawling ranch-style home offers a rare combination of privacy, space, and conve...

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  • 4 Beds
  • 3 Baths
  • 10172321 MLS
  • ACTIVE Status
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121 Mohave Dr, Louisburg image
121 Mohave Dr, Louisburg $319,000 ▼

Listing UPDATE: $3000 Seller credit towards closing cost!!! Welcome to your DREAM home! Move in ready! Beautiful ''Chest Nut'' plan, ranch style. It has everything you ar...

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  • 3 Beds
  • 2 Baths
  • 10147303 MLS
  • ACTIVE Status
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105 Doe Dr, Louisburg image
105 Doe Dr, Louisburg $319,500

Lovely craftsman-style ranch style home located in the sought-after Lake Royale community! This charming home offers an open floor plan with hardwood floors throughout an...

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  • 3 Beds
  • 2 Baths
  • 10133332 MLS
  • ACTIVE Status
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962 Laurel Mill-Centerville Rd, Louisburg image
962 Laurel Mill-Centerville Rd, Louisburg $319,900

Nestled on a sprawling, serene one-acre wooded lot right in the heart of Louisburg, this beautifully renovated three-bedroom, two-bathroom ranch-style home perfectly blen...

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  • 3 Beds
  • 2 Baths
  • 10180589 MLS
  • ACTIVE Status
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606 Rhino Bnd, Oxford image
606 Rhino Bnd, Oxford $320,000 ▼

Welcome home to 606 Rhino Bend -- where comfort, convenience, and easy one-level living come together beautifully. Built in 2024 and better than new, this thoughtfully up...

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  • 3 Beds
  • 2 Baths
  • 10165606 MLS
  • ACTIVE Status
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119 Maluli Dr, Oxford image
119 Maluli Dr, Oxford $320,000

*** PRICE REDUCED 05/07 *** Welcome to the coveted Maluli Drive -- an all-brick ranch that perfectly blends charm, space, and convenience. Ideally located just minutes fr...

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  • 3 Beds
  • 2 Baths
  • 10159037 MLS
  • ACTIVE Status
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2797 Clifton Ave, Creedmoor image
2797 Clifton Ave, Creedmoor $322,000 ▼

Wonderful corner lot home in sought after Golden Pond. This home is just what you are looking for and waiting for you to make it your own. Sellers recently installed vapo...

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  • 3 Beds
  • 3 Baths
  • 10166214 MLS
  • ACTIVE Status
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216 Blue Sky Ln, Louisburg image
216 Blue Sky Ln, Louisburg $323,990 ▼

Open Floorplan w/FIRST FLOOR FLEX ROOM! Refrigerator/Washer & Dryer INCLUDED! Kitchen: White Shaker Cabinets w/Crown Trim, Granite Countertops, Large Center Island w/Brea...

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  • 4 Beds
  • 3 Baths
  • 10170724 MLS
  • ACTIVE Status
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506 Hicksmill Rd, Oxford image
506 Hicksmill Rd, Oxford $324,900 ▼

Schedule a showing for this two-story craftsman style home with an open concept, quartz countertops, and carpeted upstairs for the bedrooms. Easy setup for smart home fea...

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  • 3 Beds
  • 3 Baths
  • 10148063 MLS
  • ACTIVE Status
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20 Greenleaf Ct, Louisburg image
20 Greenleaf Ct, Louisburg $324,900 ▼

** MOTIVATED SELLER!!** Nestled on nearly 2 private acres, this property offers the perfect blend of peaceful country living and everyda...

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  • 3 Beds
  • 3 Baths
  • 10178942 MLS
  • ACTIVE Status
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2723 Clifton Ave, Creedmoor image
2723 Clifton Ave, Creedmoor $324,900 ▼

Welcome to this beautiful ranch home in the desirable Golden Pond community, offering neighborhood amenities including a playground, picnic shelter, ballfield, and scenic...

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  • 3 Beds
  • 2 Baths
  • 10180325 MLS
  • ACTIVE Status
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111 Hybrid St, Oxford image
111 Hybrid St, Oxford $324,900

Unbeatable value meets move-in-ready perfection in The Meadows at Oxford. Enjoy premium, updated finishes while saving $20,000+ compared to new construction in the commun...

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  • 4 Beds
  • 3 Baths
  • 10181202 MLS
  • ACTIVE Status
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215 Tanglewood Dr, Louisburg image
215 Tanglewood Dr, Louisburg $325,000

Back on the market! At no fault of the seller! Welcome to this like-new 3-bedroom, 2-bath home in Louisburg, NC, perfectly situated on a beautiful lot that offers privacy...

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  • 3 Beds
  • 2 Baths
  • 10152564 MLS
  • ACTIVE Status
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910 S Main St S, Louisburg image
910 S Main St S, Louisburg $325,000

Looking for space and convenience? Welcome to this six-bedroom, 2.5-bathroom single-family residence located in Louisburg, NC. This beautiful home has been freshly paint...

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  • 6 Beds
  • 3 Baths
  • 10175395 MLS
  • ACTIVE Status
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424 Cedar Laurel Ln, Rougemont image
424 Cedar Laurel Ln, Rougemont $325,000

This adorable Cedar Cabin is looking for a new owner! A great starter home, or could be a great investment for a rental. New roof in 2025, New HVAC installed in 2024. Pr...

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  • 2 Beds
  • 2 Baths
  • 10175723 MLS
  • ACTIVE Status
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212 Tanglewood Dr, Louisburg image
212 Tanglewood Dr, Louisburg $325,000

Welcome to this charming three-bedroom, two-bathroom single-family residence nestled in Shannon Village, Louisburg, NC. This home sits on a generous 13,068 square-foot lo...

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  • 3 Beds
  • 2 Baths
  • 10178062 MLS
  • ACTIVE Status
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121 Santee Dr, Louisburg image
121 Santee Dr, Louisburg $325,000

Welcome to 121 Santee Drive in the gated Lake Royale community! Situated on a spacious 0.91-acre lot, this well-maintained modular home offers 3 bedrooms and 2 full bathr...

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  • 3 Beds
  • 3 Baths
  • 10178125 MLS
  • ACTIVE Status
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103 Airdale Dr, Oxford image
103 Airdale Dr, Oxford $325,990

Home comes with the Move-In Package which includes the refrigerator, washer, dryer and blinds throughout! Welcome to the inviting Retreat floor plan offers a perfect blen...

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  • 3 Beds
  • 2 Baths
  • 10157254 MLS
  • ACTIVE Status
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2560 Mangum Ave, Creedmoor image
2560 Mangum Ave, Creedmoor $326,000

Wonderful 1970s home full of character and space! This property offers 4 bedrooms and 3 full baths, along with a large family room featuring a cozy fireplace. Enjoy relax...

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  • 4 Beds
  • 3 Baths
  • 10180590 MLS
  • ACTIVE Status
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106 Long Green Way, Oxford image
106 Long Green Way, Oxford $327,500 ▼

This beautiful two-story house features 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan that blends comfort and functionality. The spacious main level o...

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  • 3 Beds
  • 3 Baths
  • 10176870 MLS
  • ACTIVE Status
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108 Anaheim St, Oxford image
108 Anaheim St, Oxford $328,900

Ranch style home with 3 bedrooms, 2 bathrooms & a huge Fenced in Backyard. Open floor plan w/large Living Room open to the Kitchen & Dining area. The Kitchen has granite ...

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  • 3 Beds
  • 2 Baths
  • 10179961 MLS
  • ACTIVE Status
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1507 Rainbow Cir, Oxford image
1507 Rainbow Cir, Oxford $329,900

Welcome home to this lovingly maintained and thoughtfully updated retreat, nestled on over an acre in one of the area's most established rural communities. From the momen...

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  • 3 Beds
  • 2 Baths
  • 10182089 MLS
  • ACTIVE Status
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216 Tar Banks Dr, Louisburg image
216 Tar Banks Dr, Louisburg $329,990

Welcome home to this beautifully designed open-concept floor plan featuring a versatile first-floor flex room, perfect for a home office, playroom, or guest space! Refrig...

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  • 4 Beds
  • 3 Baths
  • 10176124 MLS
  • ACTIVE Status
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5586 Shelton Creek Rd, Oxford image
5586 Shelton Creek Rd, Oxford $330,000

Welcome to this inviting 4-bedroom, 2-bathroom single-family home nestled in the desirable Shelton Hills community of Oxford, NC. Set on an impressive 90,169-square-foot ...

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  • 4 Beds
  • 2 Baths
  • 10178741 MLS
  • ACTIVE Status
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211 Tar Banks Dr, Louisburg image
211 Tar Banks Dr, Louisburg $332,990

Welcome home to this beautifully designed open-concept floor plan featuring a versatile first-floor flex room, perfect for a home office, playroom, or guest space! Refrig...

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  • 4 Beds
  • 3 Baths
  • 10180052 MLS
  • ACTIVE Status
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106 Yuma Dr, Louisburg image
106 Yuma Dr, Louisburg $333,000

Welcome home to this inviting 4-bedroom, 2-bath residence offering a desirable open-concept floor plan designed for comfortable everyday living and effortless entertainin...

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  • 4 Beds
  • 2 Baths
  • 10179365 MLS
  • ACTIVE Status
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305 Broad St, Oxford image
305 Broad St, Oxford $334,000 ▼

Great Buyer Incentive Available! The seller is offering ONE money-saving options—choose the first OR second options that works best for you: 1.- 0.50% Interest Rate Bu...

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  • 4 Beds
  • 2 Baths
  • 10167584 MLS
  • ACTIVE Status
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200 Dandelion Dr, Timberlake image
200 Dandelion Dr, Timberlake $335,000 ▼

Step outside and imagine ending your day with nothing but the sounds of nature around you. Set on 1.26 acres in Timberlake, this one level ranch offers the space to slow ...

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  • 3 Beds
  • 2 Baths
  • 10171660 MLS
  • ACTIVE Status
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2575 Mint Julep Dr, Creedmoor image
2575 Mint Julep Dr, Creedmoor $339,000 ▼

Welcome to this beautifully maintained, one-owner home featuring 4 bedrooms and 2 bathrooms, offering plenty of space for comfortable living. This property has been lovin...

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  • 4 Beds
  • 2 Baths
  • 10177896 MLS
  • ACTIVE Status
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Oxford image
Oxford $339,900

10,000 use-as-you-choose (appliances, blinds, fence, closing costs) available! Gold winner in the Parade of Homes! Custom-built two-story home tucked away on a quiet cul-...

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  • 3 Beds
  • 3 Baths
  • 10153381 MLS
  • ACTIVE Status
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103 Crazy Horse, Louisburg image
103 Crazy Horse, Louisburg $339,900 ▼

Located within the Lake Royale community, this beautifully designed 3-bedroom, 2-bathroom home offers a bright and inviting open-concept layout with 9-foot ceilings throu...

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  • 3 Beds
  • 2 Baths
  • 10167478 MLS
  • ACTIVE Status
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815 N Durham Ave, Creedmoor image
815 N Durham Ave, Creedmoor $339,900 ▼

Adorable 1900+ Sqft bungalow style home on a 0.70 acre lot inside the city limits of Creedmoor! Convenient access to I85 to Durham/RTP and Hwy 50 to N. Raleigh! Fresh pai...

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  • 4 Beds
  • 2 Baths
  • 10170459 MLS
  • ACTIVE Status
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116 Mohave Dr, Louisburg image
116 Mohave Dr, Louisburg $340,000 ▼

Custom-Built true RANCH plan by Ken Harvey Homes in Lake Royale--a private, gated resort community with boating, beaches, fishing, clubhouse, swimming pool, sports courts...

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  • 3 Beds
  • 2 Baths
  • 10145802 MLS
  • ACTIVE Status
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1181 Andrews Ct, Creedmoor image
1181 Andrews Ct, Creedmoor $340,000 ▼

Welcome to Creedmoor living! This charming 4 bedroom, 2 bathroom home offers 1,925 square feet of comfortable living space on a spacious lot in the desirable Wynngate com...

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  • 4 Beds
  • 2 Baths
  • 10166470 MLS
  • ACTIVE Status
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906 Circle Dr, Creedmoor image
906 Circle Dr, Creedmoor $340,000

Welcome to this beautifully renovated 4-bedroom, 2-bath home in the heart of Creedmoor! Featuring stylish LVP flooring throughout, this move-in ready property offers mode...

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  • 4 Beds
  • 2 Baths
  • 10170264 MLS
  • ACTIVE Status
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8 Hawks Spiral Way, Pittsboro image
8 Hawks Spiral Way, Pittsboro $340,000

Priced to sell! This 3-bedroom, 2-bath ranch offers 1,570 sq ft of comfortable living space on a 0.27-acre lot. Formal dining room, flat-surface countertops, a cozy gas f...

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  • 3 Beds
  • 2 Baths
  • 10181905 MLS
  • ACTIVE Status
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265 N Ridge Dr, Louisburg image
265 N Ridge Dr, Louisburg $340,000

Fresh interior paint!! This charming ranch-style home offers comfortable, one-level living with three bedrooms and two full bathrooms. Inside, you'll find a blend of carp...

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  • 3 Beds
  • 2 Baths
  • 10181932 MLS
  • ACTIVE Status
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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

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