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USDA Homes for Sale in NC’s Triangle: 0% Down Financing

If you’re looking for USDA homes for sale you’re probably wondering what the requirements are, and where eligible homes are located in the greater Raleigh/Durham area. See below for more information and don't worry - you don’t have to work in agriculture to qualify!

What is a USDA Home Loan?

The USDA Home Loan program originated to help finance homes in designated rural areas by providing guarantees to lenders to protect against buyer defaults. Standard 30-year mortgage rates and 100% financing make these homes accessible to low and moderate-income buyers who may not otherwise be able to purchase a home. 

USDA loans are available for properties that meet specific requirements (rural location, safety and health standards) and buyers who fall within the guidelines for credit score and income. And although the “rural area” requirement excludes the metropolitan cities of the Triangle area - Raleigh, Durham, Chapel Hill - we do have semi-urban and rural areas close by that are eligible. 

What 3 Types of USDA Home Loans Are Available?

There are three different types of USDA loans available to homebuyers.

  • Direct - A direct USDA loan is funded directly by USDA, so no banks are involved, and the USDA is your lender. These direct loans are intended for low- and very low-income homebuyers who need accessing to financing. The amount you can borrow will vary, but you can use this USDA Self-Assessment tool as a starting point. 
  • Guaranteed - This loan comes from a partnership between local banks and the USDA. In this case, a portion of the loan is guaranteed by the USDA, which certifies the lender they will not be stranded if the buyer defaults. This guarantee enables the lender to offer loans to low and moderate-income folks who would not qualify for a conventional loan. 
  • Home improvement loans - These loans do not help purchase a house but rather repair and enhance homes for low-income homeowners. The maximum loan amount is $40k.

Limitations and Restrictions of USDA Loans

Homes eligible for USDA loans have stringent guidelines for eligibility. The homes must be geographically located within a Rural Development area and be owner-occupied and a private residence.

Based on verifiable income sources, loan amounts are determined on a case-by-case basis by the banks. For most USDA Guaranteed loans, there is no official upper limit on the loans. In some of the semi-rural areas near Raleigh, there are USDA-eligible homes being built and priced around $500k. 

For USDA Direct loans, the limit on loans is $336,000 (2022) but the amount varies around the country in consideration of areas where home prices are substantially higher. 

Eligibility Requirements for a USDA Home Loan

Applicants for USDA home loans must be a U.S. Citizen, U.S. non-citizen national, or qualified alien. 

  • The borrower must meet specific income and credit requirements.
  • Must show proof of enough stable income to afford mortgage, taxes, and insurance. 
  • Cannot make more than 115 percent of the local median income
  • Credit should be at least 640, and the borrower demonstrate acceptable credit history
  • A buyer's debt-to-income ratio must be below 41 percent

Homes Eligible for USDA Loans

In addition to being within a specific “rural area,” the home must also be an owner-occupied private residence. Although the properties cannot be income-producing or second homes, they can be of varying types: new construction, manufactured homes, condos, townhomes, or modular homes. 

USDA Loan Limitations, Closing Costs & Interest Rates

This handy USDA calculator helps you pinpoint the upper-income limit for the state and county you’re considering.

Interest rates can be as low as 1% for these loans when supplemented with other payment assistance options. As of February 1, 2023, the current interest rate for USDA Direct loans is 4.00% for low-income and very low-income borrowers.

Closing costs for a USDA loan are typically 2% – 6% of the home’s purchase price, and USDA does allow seller concessions up to 6% of the sales price. Some lenders roll over closing costs into the overall loan, so no money is due at closing. 

Beyond the standard 30-year loan, some provisions allow for a 33-year payback period, or even 38 years in certain circumstances. 

You can find good information and specific details here on the USDA program in NC.

Benefits of a USDA Home Loan

The top-level benefits of a USDA home loan are summarized above but include: 

  • Low or no down payment
  • Lower interest rates
  • Reduced mortgage insurance
  • Credit score requirements are lower
  • Lower closing costs and fees

In addition to these benefits, here are a few other program benefits that many people don’t know. 

  • The repair and renovation loans can also include grants (up to 10k) to those 62 and older who have less than 50% of the area median income. These loans can be a good option for senior borrowers. 
  • Many believe these loans are only for remote areas and farmland, so few people take advantage of these loans. The USDA estimates only 99,000 borrowers currently have these loans. Of course, if you’re interested in homesteads with ample acreage, these loans can be a great option. 
  • It’s possible to use a USDA home loan along with NC-specific programs and grants for first-time homebuyers. 

USDA Eligible Properties in Raleigh, Durham, and the Surrounding Areas

There are USDA eligible homes for sale throughout the greater Raleigh area including some in Zebulon, Wendell, Clayton, Smithfield, Oxford, Louisburg and other surrounding towns. The USDA home loan program can be an excellent fit for you if you meet the qualifications. It can be complicated though, so it’s helpful to have an experienced realtor guide you through the process. We would be happy to help, and if you want to know how to find homes that qualify for USDA loans, check our listings below or contact us today!

For the homes below, please verify with us prior to placing a USDA financed offer.

USDA Homes for Sale, Pending Verification

104 Mayan Dr, Louisburg image
104 Mayan Dr, Louisburg $225,000 ▼

This charming ranch home located in the Lake Royale community is waiting for you. This house features 3 bedrooms and 2 full bathrooms. Spacious living room and a separat...

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  • 3 Beds
  • 2 Baths
  • 10164852 MLS
  • ACTIVE Status
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1512 Red Mountain Rd, Rougemont image
1512 Red Mountain Rd, Rougemont $225,000 ▼

Nicely updated 3-bedroom, 2-bath home situated on a .44-acre lot in peaceful Rougemont. Features include a 2-car carport, storage shed/workshop, solar panels, a whole-hom...

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  • 3 Beds
  • 2 Baths
  • 10166110 MLS
  • ACTIVE Status
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4284 Nc 56, Louisburg image
4284 Nc 56, Louisburg $225,000

4284 NC 56 Hwy E is a one-story Louisburg home with three bedrooms, one full bathroom, and a half bathroom across 1,103 square feet. Built in 1983, the home has a kitchen...

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  • 3 Beds
  • 2 Baths
  • 10191943 MLS
  • ACTIVE Status
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3555 Antioch Church Rd, Timberlake image
3555 Antioch Church Rd, Timberlake $226,500 ▼

MOTIVATED SELLER!! !!OFFERING UP TO $4000 TOWARDS BUYER CLOSING COSTS!! WELCOME to this charming, classic home which sits on over an acre in Timberlake!! This property ...

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  • 2 Beds
  • 1 Baths
  • 10179563 MLS
  • ACTIVE Status
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317 Aiken Ave, Creedmoor image
317 Aiken Ave, Creedmoor $229,000

Bring your vision and make this home your own! This solid 3-bedroom, 2-bath home is full of potential and offers a wonderful opportunity for someone ready to roll up thei...

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  • 3 Beds
  • 2 Baths
  • 10189381 MLS
  • ACTIVE Status
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157 Reynolds Rd, Louisburg image
157 Reynolds Rd, Louisburg $229,900

This beautifully updated brick ranch home features new engineered wood floors throughout the main living areas and plush new carpet in the bedrooms. The kitchen has been ...

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  • 3 Beds
  • 2 Baths
  • 10189513 MLS
  • ACTIVE Status
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150 Big Horn Cv, Louisburg image
150 Big Horn Cv, Louisburg $235,000 ▼

Welcome to one of Lake Royale's most unique settings. 150 Big Horn Cove sits on a rare peninsula lot with water on three sides, giving you the kind of natural privacy tha...

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  • 1 Beds
  • 2 Baths
  • 10159067 MLS
  • ACTIVE Status
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1196 Cash Rd, Creedmoor image
1196 Cash Rd, Creedmoor $239,000

This property offers 2.67 acres of land that you could build your dream home on. Well and septic already in place. Great location close to I-85. There is a house on the p...

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  • 2 Beds
  • 1 Baths
  • 10158240 MLS
  • ACTIVE Status
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152 Crystal Lake Dr, Timberlake image
152 Crystal Lake Dr, Timberlake $239,000 ▼

!! BACK ON THE MARKET DUE TO NO FAULT OF THE SELLERS!! MOTIVATED SELLERS!! Welcome home to this ONE-OWNER, well-maintained 3-bedroom, 2-bath residence, perfectly posit...

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  • 3 Beds
  • 2 Baths
  • 10154426 MLS
  • ACTIVE Status
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55 Courtney Dr, Louisburg image
55 Courtney Dr, Louisburg $239,900 ▼

Updated rustic 2 bedroom, 2 bathrooms home in Ellington Estates II. Recent updates included in kitchen - cabinets, counters, dishwasher, microwave. New LVP floors through...

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  • 2 Beds
  • 2 Baths
  • 10172523 MLS
  • ACTIVE Status
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602 Williamsboro St, Oxford image
602 Williamsboro St, Oxford $239,990

CHARM, LOCATION & INVESTMENT POTENTIAL WITHIN AN HOUR OF RALEIGH AND DURHAM! This 4-bedroom, 2-bath brick home offers a rare combination of character, space, updates, and...

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  • 4 Beds
  • 2 Baths
  • 10190467 MLS
  • ACTIVE Status
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2278 White Level Rd, Louisburg image
2278 White Level Rd, Louisburg $239,999

Enjoy country living at its best! This low-maintenance brick ranch-style home sits on a spacious one-acre lot, offering the perfect blend of comfort and independence. Wel...

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  • 3 Beds
  • 2 Baths
  • 10190823 MLS
  • ACTIVE Status
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762 Hillsboro St, Pittsboro image
762 Hillsboro St, Pittsboro $240,000 ▼

Seller offering concessions! Affordable AND located only 3 minutes to downtown Pittsboro?? It really doesn't get better than this! This charming 2 bedroom, 1 bath home is...

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  • 2 Beds
  • 1 Baths
  • 10164258 MLS
  • ACTIVE Status
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2064 Oak Hill Rd, Oxford image
2064 Oak Hill Rd, Oxford $242,000

One level brick ranch on nearly an acre with updates already completed. The remodeled kitchen features granite countertops, modern finishes, updated cabinetry, and a func...

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  • 3 Beds
  • 1 Baths
  • 10188655 MLS
  • ACTIVE Status
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44 Sutton Rd, Louisburg image
44 Sutton Rd, Louisburg $244,900

Looking for room to breathe without sacrificing convenience? Welcome to **44 Sutton Road**! Nestled on approximately 2 acres, this property offers the space you've been s...

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  • 3 Beds
  • 2 Baths
  • 10177190 MLS
  • ACTIVE Status
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113 Cochise Dr, Louisburg image
113 Cochise Dr, Louisburg $249,900 ▼

Motivated Seller! Don't miss this opportunity to own a beautiful home in the gated Lake Royale community. This charming 3-bedroom, 2-bath ranch offers the ease of one-le...

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  • 3 Beds
  • 2 Baths
  • 10152952 MLS
  • ACTIVE Status
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110 Fox Ridge Rd, Louisburg image
110 Fox Ridge Rd, Louisburg $249,900 ▼

BUYER INCENTIVE WITH ACCEPTED OFFER! REACH OUT TO LISTING AGENT FOR MORE INFORMATION! Have you been looking for a renovated house on a large wooded lot in a fantastic loc...

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  • 3 Beds
  • 2 Baths
  • 10176626 MLS
  • ACTIVE Status
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4148 Forest Ct, Oxford image
4148 Forest Ct, Oxford $250,000 ▼

Welcome to 4148 Forest Court in Oxford, NC! Nestled on a spacious cul-de-sac lot, this well maintained home offers privacy, accessibility, and peaceful surroundings. The ...

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  • 3 Beds
  • 2 Baths
  • 10177845 MLS
  • ACTIVE Status
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213 Bickett North Blvd, Louisburg image
213 Bickett North Blvd, Louisburg $250,000

Brand-new one-story ranch by Family Building Company, a Triangle-based builder known for attractive, low-maintenance homes built with durable materials and thoughtful fin...

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  • 3 Beds
  • 2 Baths
  • 10166151 MLS
  • ACTIVE Status
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503 Kenmore Ave, Louisburg image
503 Kenmore Ave, Louisburg $250,000 ▼

There's a version of homeownership most people only dream about: a house with real age and real character, built back when craft actually meant something, and not a singl...

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  • 3 Beds
  • 2 Baths
  • 10179919 MLS
  • ACTIVE Status
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1605 Sagamore Dr, Louisburg image
1605 Sagamore Dr, Louisburg $255,000

Lakefront Living at Its Best! Yes -- Lakefront! Welcome to your waterfront retreat in the gated community of Lake Royale! This beautifully maintained, fully furnished pa...

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  • 1 Beds
  • 1 Baths
  • 10164571 MLS
  • ACTIVE Status
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602 Coggeshall St, Oxford image
602 Coggeshall St, Oxford $255,000

$255K for 1568 SF, 3 BR, 2 Bath home at 602 Coggeshall! 2026 Improvements: Totally Painted inside; Refinished WOOD Flrs in LR, hall, 2 Bedrms, new vinyl flooring in DR, K...

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  • 3 Beds
  • 2 Baths
  • 10159873 MLS
  • ACTIVE Status
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1509 Oak Hill Rd, Oxford image
1509 Oak Hill Rd, Oxford $259,900 ▼

Enjoy country living with convenient access to downtown Oxford. Set on 1.8 acres with peaceful pond views from the large deck, this property offers room to spread out, ...

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  • 3 Beds
  • 1 Baths
  • 10180372 MLS
  • ACTIVE Status
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121 Running Bear Dr, Louisburg image
121 Running Bear Dr, Louisburg $260,000 ▼

Discover the perfect blend of comfort, lifestyle, and value in this beautifully updated home located in the sought-after gated Lake Royale community. Whether you're searc...

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  • 3 Beds
  • 2 Baths
  • 10168933 MLS
  • ACTIVE Status
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25 Harmony Woods Rd, Louisburg image
25 Harmony Woods Rd, Louisburg $265,000

***Presale Opportunity! *** Welcome to Harmony Woods, a new rural community in Franklin County featuring spacious homesites and affordable new construction. This proposed...

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  • 3 Beds
  • 2 Baths
  • 10175045 MLS
  • ACTIVE Status
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213 Pine Tree Rd, Oxford image
213 Pine Tree Rd, Oxford $269,900

Welcome home to this well-built 3-bedroom, 2-bath brick ranch, thoughtfully constructed in 1965 with the quality and character that stand the test of time. Beautiful hard...

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  • 3 Beds
  • 2 Baths
  • 10175657 MLS
  • ACTIVE Status
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476 Shawnee Dr, Louisburg image
476 Shawnee Dr, Louisburg $274,000

Welcome to 476 Shawnee Drive, where comfortable one-level living meets the relaxed Lake Royale lifestyle! This inviting 3-bedroom, 2-bath ranch features a bright, open fl...

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  • 3 Beds
  • 2 Baths
  • 10190401 MLS
  • ACTIVE Status
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226 Shawnee Dr, Louisburg image
226 Shawnee Dr, Louisburg $274,500 ▼

Charming 3-bedroom, 2-bath home in a desirable gated lake community. Welcome home to this beautiful 3-bedroom, 2-bath residence located in a sought-after gated community ...

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  • 3 Beds
  • 2 Baths
  • 10182641 MLS
  • ACTIVE Status
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141 Ottawa Dr, Louisburg image
141 Ottawa Dr, Louisburg $275,000

Tucked within the gated community of Lake Royale, 141 Ottawa Drive offers more than just a home--it delivers a quiet rhythm of life shaped by water, woods, and wide Carol...

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  • 3 Beds
  • 2 Baths
  • 10159285 MLS
  • ACTIVE Status
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108 Justice St, Louisburg image
108 Justice St, Louisburg $275,000 ▲

Welcome to 108 Justice Street in Louisburg! This beautifully updated ALL BRICK RANCH offers 3 bedrooms, 2 full baths, and sits on two combined lots totaling .31-acres, pr...

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  • 3 Beds
  • 2 Baths
  • 10179020 MLS
  • ACTIVE Status
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3600 Nc-561, Louisburg image
3600 Nc-561, Louisburg $275,000 ▼

Situated on a beautiful 4+ acre lot with a private pond, this property offers endless potential and a peaceful setting. Being sold as-is, the home will benefit from some ...

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  • 2 Beds
  • 2 Baths
  • 10181403 MLS
  • ACTIVE Status
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105 Black Cloud Dr, Louisburg image
105 Black Cloud Dr, Louisburg $275,000

Whether you are looking to downsize, need easy one-level living, or want the perfect starter home, this is it! Priced at only $275,000, this beautifully updated retreat i...

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  • 3 Beds
  • 2 Baths
  • 10191148 MLS
  • ACTIVE Status
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205 E Front St, Oxford image
205 E Front St, Oxford $279,000

Downtown Oxford. Offering more than 4,000 square feet of living space, this property presents a rare opportunity to own a true piece of Oxford history while adding your o...

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  • 5 Beds
  • 3 Baths
  • 10165947 MLS
  • ACTIVE Status
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7635 Sam Hall Rd Unit B, Oxford image
7635 Sam Hall Rd Unit B, Oxford $279,000

Beautiful, brand new and spacious manufactured home on 1.25 acres less than 15 min. from downtown Oxford. No HOA and no restrictions! Boasting 4 bedrooms and 2.048 sq. ft...

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  • 4 Beds
  • 2 Baths
  • 10190763 MLS
  • ACTIVE Status
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114 Black Cloud Dr, Louisburg image
114 Black Cloud Dr, Louisburg $282,000

Rare opportunity at this price point! This well-maintained, move-in-ready ranch is nestled on a private ½-acre lot, offering the perfect blend of comfort, privacy, and tr...

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  • 3 Beds
  • 2 Baths
  • 10185582 MLS
  • ACTIVE Status
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133 Wagon Wheel Cir, Louisburg image
133 Wagon Wheel Cir, Louisburg $284,000 ▼

Beautifully maintained 3 bedroom, 2 bath home located in peaceful Louisburg! This home features a bright and open floor plan with spacious living areas and plenty of natu...

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  • 3 Beds
  • 2 Baths
  • 10168304 MLS
  • ACTIVE Status
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106 High St, Oxford image
106 High St, Oxford $285,000

$285K + $5,000 CLOSING COST for Historic CRAFTSMAN Bungalow located in Oxford's Peaceful Downtown Area near $500K - $900K Older Homes. 2,165 SF Provides One Story Living...

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  • 3 Beds
  • 2 Baths
  • 10184476 MLS
  • ACTIVE Status
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20 Bambi Ln, Louisburg image
20 Bambi Ln, Louisburg $285,000

Discover this charming three-bedroom, two-bathroom home situated on 1.46 acres in Louisburg, NC. Located outside of a subdivision, the property offers privacy, flexibilit...

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  • 3 Beds
  • 2 Baths
  • 10185203 MLS
  • ACTIVE Status
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408 E Nash St, Louisburg image
408 E Nash St, Louisburg $285,000

Set slightly above the street in downtown Louisburg, 408 E Nash Street blends early-1900s character with fresh, move-in-ready updates and plenty of opportunity for its ne...

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  • 4 Beds
  • 2 Baths
  • 10188403 MLS
  • ACTIVE Status
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105 Hybrid St, Oxford image
105 Hybrid St, Oxford $289,900 ▼

Better-Than-New Ranch in The Meadows at Oxford Come see this beautiful better-than-new ranch home located in the desirable Meadows at Oxford community! This barely liv...

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  • 3 Beds
  • 2 Baths
  • 10151526 MLS
  • ACTIVE Status
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4331 Nc-39, Louisburg image
4331 Nc-39, Louisburg $289,900

Welcome home to peaceful country living with room to spread out! Situated on a spacious 1 acre lot with no HOA, this charming 4-bedroom, 2-bath home offers the perfect bl...

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  • 4 Beds
  • 2 Baths
  • 10190365 MLS
  • ACTIVE Status
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114 Cherokee Dr, Louisburg image
114 Cherokee Dr, Louisburg $290,000

114 Cherokee Dr. is an updated easy living ranch home with a brand new roof as of August 2026, tucked into the gated Lake Royale subdivision of Louisburg. See documents f...

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  • 3 Beds
  • 2 Baths
  • 10190367 MLS
  • ACTIVE Status
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121 Rawhide Dr, Louisburg image
121 Rawhide Dr, Louisburg $290,000

Welcome to easy one-level living in the gated Lake Royale community! This 3-bedroom, 2-bath ranch offers 1,427 square feet with an open floor plan designed for comfortabl...

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  • 3 Beds
  • 2 Baths
  • 10191856 MLS
  • COMING SOON Status
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113 Beam Cir, Louisburg image
113 Beam Cir, Louisburg $294,900

We're putting the final touches on this home as it gets ready for market, with measurements, fresh cuts and professional photos scheduled over the next couple of weeks. I...

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  • 3 Beds
  • 2 Baths
  • 10191109 MLS
  • COMING SOON Status
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512 Hicks Mill Rd, Oxford image
512 Hicks Mill Rd, Oxford $295,000

**Charming Ranch Home Near Downtown Oxford, NC** Welcome home to this well-maintained **1,278 sq. ft. ranch-style residence** featuring **3 bedrooms, 2 full bathrooms**,...

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  • 3 Beds
  • 2 Baths
  • 10186758 MLS
  • ACTIVE Status
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5501 Wagon Farm Rd, Efland image
5501 Wagon Farm Rd, Efland $297,000

5501 Wagon Farm Rd is a single-story Efland home built in 1998 set on a spacious lot of roughly one acre surrounded by mature trees. The kitchen features white cabinetry,...

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  • 3 Beds
  • 2 Baths
  • 10184406 MLS
  • ACTIVE Status
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206 Edgewood Dr, Louisburg image
206 Edgewood Dr, Louisburg $298,000 ▼

Price Improvement again ..Come back for another look.. Discover a harmonious blend of vintage charm and modern potential at 206 Edgewood Dr. This four-bedroom, three ful...

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  • 4 Beds
  • 3 Baths
  • 10146210 MLS
  • ACTIVE Status
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8653 Us Highway 15, Oxford image
8653 Us Highway 15, Oxford $298,000

YOU HAVE TO SEE THIS ONE. Enjoy this one level home on level lot and country living. NEW IN 2025: New Roof complete with gutters and NEW A/C. It's easy to call this on...

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  • 3 Beds
  • 1 Baths
  • 10190490 MLS
  • ACTIVE Status
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109 Quarterhorse Dr, Louisburg image
109 Quarterhorse Dr, Louisburg $299,500

Brand-new construction, two private primary suites - BOTH WITH DOUBLE VANITIES - 4 bedrooms, 3 full baths, garage, outdoor space, and the lake less than a block away. Rea...

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  • 4 Beds
  • 3 Baths
  • 10191361 MLS
  • ACTIVE Status
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209 Poblano Dr, Oxford image
209 Poblano Dr, Oxford $299,900 ▼

Discover comfort, style, and simplicity in the Aaron at The Meadows at Oxford. This thoughtfully designed one-story home offers three spacious bedrooms, two full bathroom...

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  • 3 Beds
  • 2 Baths
  • 10164119 MLS
  • ACTIVE Status
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300 Forest Rd, Oxford image
300 Forest Rd, Oxford $299,900 ▼

PRICE IMPROVEMENT! Timeless charm meets everyday comfort in this classic brick ranch nestled in Green Acres! Situated on approximately 0.36 acres in Oxford, this 1,900+ s...

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  • 3 Beds
  • 3 Baths
  • 10155107 MLS
  • ACTIVE Status
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103 Serrano Way, Oxford image
103 Serrano Way, Oxford $299,900 ▼

Discover comfort, style, and simplicity in the Aaron at The Meadows at Oxford. This thoughtfully designed one-story home offers three spacious bedrooms, two full bathroom...

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  • 3 Beds
  • 2 Baths
  • 10171022 MLS
  • ACTIVE Status
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212 Tar Banks Dr, Louisburg image
212 Tar Banks Dr, Louisburg $299,990 ▼

Move-in ready - March Close! True Ranch w/Open Floor Plan! Refrigerator/ Washer & Dryer INCLUDED! Kitchen: White Shaker Cabinets w/Crown Trim, Granite Countertops, Large ...

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  • 3 Beds
  • 2 Baths
  • 10177025 MLS
  • ACTIVE Status
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26 Danbury Ct, Pittsboro image
26 Danbury Ct, Pittsboro $299,999

Welcome to 26 Danbury Ct. In fast growing Pittsboro NC, this home is convenient to downtown, shopping and dining. This is a McNeill Burbank home, a well respected Triang...

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  • 3 Beds
  • 3 Baths
  • 10191962 MLS
  • ACTIVE Status
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306 Smoketree Way, Louisburg image
306 Smoketree Way, Louisburg $304,900 ▼

Great opportunity! seller is offering up to $5000 in closing cost assistance with acceptable full price offer Situated on nearly half an acre in a cul-de-sac, this two-s...

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  • 3 Beds
  • 3 Baths
  • 10180298 MLS
  • ACTIVE Status
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1309 Lora Ann Dr, Cedar Grove image
1309 Lora Ann Dr, Cedar Grove $309,900

Peaceful country living on 5.05 acres in Cedar Grove! This well-maintained 3-bed, 2-bath manufactured home (1,411 sf) blends privacy with modern updates. The open living/...

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  • 3 Beds
  • 2 Baths
  • 10189573 MLS
  • ACTIVE Status
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255 William Dr, Pittsboro image
255 William Dr, Pittsboro $309,990

To be built! Welcome to the Roxbury home plan at Griffin Farm Townes by Ryan Homes in Pittsboro, NC. This luxury townhome includes a 1-car garage and is situated on a woo...

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  • 3 Beds
  • 3 Baths
  • 10188633 MLS
  • ACTIVE Status
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180 Dandelion Dr, Timberlake image
180 Dandelion Dr, Timberlake $310,000

Nestled in a quaint Timberlake, NC location, this adorable 3-bedroom 2 bath home at 180 Dandelion Lane, Timberlake, NC 27583 features a wonderful setting with a fenced-in...

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  • 3 Beds
  • 2 Baths
  • 10188271 MLS
  • ACTIVE Status
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1968 Bowles Ave, Creedmoor image
1968 Bowles Ave, Creedmoor $310,000

This is the one you've been looking for! A well-maintained 3-bedroom, 2-bath ranch home situated on a desirable corner lot in Creedmoor. With a roof installed in 2020 an...

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  • 3 Beds
  • 2 Baths
  • 10191005 MLS
  • ACTIVE Status
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202 Independence Ln, Oxford image
202 Independence Ln, Oxford $310,900

Discover comfort, style, and simplicity in the Aaron at The Meadows at Oxford. This thoughtfully designed one-story home offers three spacious bedrooms, two full bathroom...

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  • 3 Beds
  • 2 Baths
  • 10184709 MLS
  • ACTIVE Status
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2568 Wilton Ave, Creedmoor image
2568 Wilton Ave, Creedmoor $312,000

A fireplace creates a warm focal point at 2568 Wilton Ave, Creedmoor NC 27522, positioned for straightforward commuting into Raleigh, Durham, and Research Triangle Park. ...

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  • 3 Beds
  • 2 Baths
  • 10191176 MLS
  • ACTIVE Status
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558 Shawnee Dr, Louisburg image
558 Shawnee Dr, Louisburg $314,900 ▼

Welcome to Lake Royale living! This beautifully maintained 3-bedroom, 2-bath home, built in 2021, offers the perfect blend of comfort, style, and value. Enjoy an open-con...

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  • 3 Beds
  • 2 Baths
  • 10156579 MLS
  • ACTIVE Status
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1106 Rhino Bnd, Oxford image
1106 Rhino Bnd, Oxford $314,900

This home has a large yard to enjoy summer days. The Blanco has an incredible, open-concept layout. The family room is open to the kitchen and dining room creating the pe...

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  • 3 Beds
  • 2 Baths
  • 10189953 MLS
  • ACTIVE Status
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1018 Rhino Bnd, Oxford image
1018 Rhino Bnd, Oxford $314,900

This home has a large yard to enjoy summer days. The Blanco has an incredible, open-concept layout. The family room is open to the kitchen and dining room creating the pe...

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  • 3 Beds
  • 2 Baths
  • 10190604 MLS
  • ACTIVE Status
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100 Flue Bnd, Oxford image
100 Flue Bnd, Oxford $314,900

This home has a large yard to enjoy summer days. The Blanco has an incredible, open-concept layout. The family room is open to the kitchen and dining room creating the pe...

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  • 3 Beds
  • 2 Baths
  • 10190617 MLS
  • ACTIVE Status
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307 Punch Hill Farm Rd, Rougemont image
307 Punch Hill Farm Rd, Rougemont $315,000

Discover 307 Punch Hill Farm Road, where peaceful one story living, nature, and room to breathe come together on over an acre in Rougemont. This inviting 3 bedroom, 2 bat...

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  • 3 Beds
  • 2 Baths
  • 10190690 MLS
  • ACTIVE Status
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2797 Clifton Ave, Creedmoor image
2797 Clifton Ave, Creedmoor $318,000 ▼

Motivated Sellers!! Wonderful corner lot home in sought after Golden Pond. This home is just what you are looking for and waiting for you to make it your own. Sellers rec...

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  • 3 Beds
  • 3 Baths
  • 10166214 MLS
  • ACTIVE Status
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121 Mohave Dr, Louisburg image
121 Mohave Dr, Louisburg $319,000 ▼

Listing UPDATE: $3000 Seller credit towards closing cost!!! Welcome to your DREAM home! Move in ready! Beautiful ''Chest Nut'' plan, ranch style. It has everything you ar...

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  • 3 Beds
  • 2 Baths
  • 10147303 MLS
  • ACTIVE Status
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108 Anaheim St, Oxford image
108 Anaheim St, Oxford $319,300 ▼

Ranch style home with 3 bedrooms, 2 bathrooms & a huge Fenced in Backyard. Open floor plan w/large Living Room open to the Kitchen & Dining area. The Kitchen has granite ...

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  • 3 Beds
  • 2 Baths
  • 10179961 MLS
  • ACTIVE Status
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40 Exeter Way, Louisburg image
40 Exeter Way, Louisburg $319,900 ▼

New Paint. New Carpet. Large Lot. No HOA. Move in ready! Welcome home to this well-maintained property offering fresh updates and move-in ready convenience. Featuring n...

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  • 3 Beds
  • 2 Baths
  • 10157853 MLS
  • ACTIVE Status
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103 Airdale Dr, Oxford image
103 Airdale Dr, Oxford $319,900 ▼

Home comes with the Move-In Package which includes the refrigerator, washer, dryer and blinds throughout! Welcome to the inviting Retreat floor plan offers a perfect blen...

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  • 3 Beds
  • 2 Baths
  • 10157254 MLS
  • ACTIVE Status
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815 N Durham Ave, Creedmoor image
815 N Durham Ave, Creedmoor $319,900 ▼

Adorable 1900+ Sqft bungalow style home on a 0.70 acre lot inside the city limits of Creedmoor! Convenient access to I85 to Durham/RTP and Hwy 50 to N. Raleigh! Fresh pai...

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  • 4 Beds
  • 2 Baths
  • 10170459 MLS
  • ACTIVE Status
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106 Long Green Way, Oxford image
106 Long Green Way, Oxford $319,900 ▼

This beautiful two-story house features 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan that blends comfort and functionality. The spacious main level o...

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  • 3 Beds
  • 3 Baths
  • 10176870 MLS
  • ACTIVE Status
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20 Greenleaf Ct, Louisburg image
20 Greenleaf Ct, Louisburg $319,900 ▼

* 9/2026* Carpet & affected subfloor were replaced to address prior pet odors.** Nearly 2 Acres | Major Updates | Fenced Backyard | Spacious Bonus Room Nestled on ...

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  • 3 Beds
  • 3 Baths
  • 10178942 MLS
  • ACTIVE Status
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2723 Clifton Ave, Creedmoor image
2723 Clifton Ave, Creedmoor $319,900 ▼

Welcome to this beautiful ranch home in the desirable Golden Pond community, offering neighborhood amenities including a playground, picnic shelter, ballfield, and scenic...

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  • 3 Beds
  • 2 Baths
  • 10180325 MLS
  • ACTIVE Status
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962 Laurel Mill-Centerville Rd, Louisburg image
962 Laurel Mill-Centerville Rd, Louisburg $319,900

Nestled on a sprawling, serene one-acre wooded lot right in the heart of Louisburg, this beautifully renovated three-bedroom, two-bathroom ranch-style home perfectly blen...

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  • 3 Beds
  • 2 Baths
  • 10180589 MLS
  • ACTIVE Status
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112 Airdale Dr, Oxford image
112 Airdale Dr, Oxford $319,900 ▼

Home comes with the Move-In Package which includes the refrigerator, washer, dryer and blinds throughout! Welcome to the inviting Retreat floor plan offers a perfect blen...

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  • 3 Beds
  • 2 Baths
  • 10188065 MLS
  • ACTIVE Status
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119 Maluli Dr, Oxford image
119 Maluli Dr, Oxford $320,000

*** PRICE REDUCED 05/07 *** Welcome to the coveted Maluli Drive -- an all-brick ranch that perfectly blends charm, space, and convenience. Ideally located just minutes fr...

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  • 3 Beds
  • 2 Baths
  • 10159037 MLS
  • ACTIVE Status
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36 E Foxwood Dr, Timberlake image
36 E Foxwood Dr, Timberlake $320,000 ▼

Nestled within Foxcroft in Timberlake, North Carolina, 36 E Foxwood Drive blends classic charm with refined modern living, featuring a welcoming white picket fence, a cov...

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  • 3 Beds
  • 2 Baths
  • 10173349 MLS
  • ACTIVE Status
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606 Rhino Bnd, Oxford image
606 Rhino Bnd, Oxford $320,000

Welcome home to 606 Rhino Bend -- where comfort, convenience, and easy one-level living come together beautifully. Built in 2024 and better than new, this thoughtfully up...

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  • 3 Beds
  • 2 Baths
  • 10191282 MLS
  • ACTIVE Status
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918 N Bickett Blvd, Louisburg image
918 N Bickett Blvd, Louisburg $320,000

Brand-new construction by Family Building Company, a Triangle-based builder known for attractive, low-maintenance homes built with durable materials and thoughtful finish...

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  • 3 Beds
  • 3 Baths
  • 10166153 MLS
  • ACTIVE Status
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200 Independence Ln, Oxford image
200 Independence Ln, Oxford $320,900

Discover comfort, style, and simplicity in the Ashe at The Meadows at Oxford. This thoughtfully designed one-story home offers three spacious bedrooms, two full bathrooms...

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  • 3 Beds
  • 2 Baths
  • 10187896 MLS
  • ACTIVE Status
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104 Independence Ln, Oxford image
104 Independence Ln, Oxford $322,900

Discover comfort, style, and simplicity in the Ashe at The Meadows at Oxford. This thoughtfully designed one-story home offers three spacious bedrooms, two full bathrooms...

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  • 3 Beds
  • 2 Baths
  • 10187870 MLS
  • ACTIVE Status
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215 Tanglewood Dr, Louisburg image
215 Tanglewood Dr, Louisburg $323,500 ▼

Back on the market! At no fault of the seller! Welcome to this like-new 3-bedroom, 2-bath home in Louisburg, NC, perfectly situated on a beautiful lot that offers privacy...

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  • 3 Beds
  • 2 Baths
  • 10152564 MLS
  • ACTIVE Status
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424 Cedar Laurel Ln, Rougemont image
424 Cedar Laurel Ln, Rougemont $324,000 ▼

This adorable Cedar Cabin is looking for a new owner! A great starter home, or could be a great investment for a rental. New roof in 2025, New HVAC installed in 2024. Pr...

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  • 2 Beds
  • 2 Baths
  • 10175723 MLS
  • ACTIVE Status
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111 Hybrid St, Oxford image
111 Hybrid St, Oxford $324,900

Unbeatable value meets move-in-ready perfection in The Meadows at Oxford. Enjoy premium, updated finishes while saving $30,000+ compared to new construction in the commun...

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  • 4 Beds
  • 3 Baths
  • 10181202 MLS
  • ACTIVE Status
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210 Tar Banks Dr, Louisburg image
210 Tar Banks Dr, Louisburg $324,990 ▼

Open Floorplan w/FIRST FLOOR FLEX ROOM! Refrigerator/Washer & Dryer INCLUDED! Kitchen: White Shaker Cabinets w/Crown Trim, Granite Countertops, Large Center Island w/Brea...

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  • 3 Beds
  • 3 Baths
  • 10182935 MLS
  • ACTIVE Status
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105 Whistlers Cv, Louisburg image
105 Whistlers Cv, Louisburg $325,000 ▼

Don't miss the opportunity to own this nearly 1.5-acre property in a fantastic location. The expansive backyard offers endless possibilities--perfect for entertaining, ga...

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  • 3 Beds
  • 3 Baths
  • 10154985 MLS
  • ACTIVE Status
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230 N Ridge Dr, Louisburg image
230 N Ridge Dr, Louisburg $325,000 ▼

Price reduced! Take advantage of a great deal this fall and move in to to 230 N Ridge Drive where outdoor paradise meets indoor comfort. Find the perfect deck overlooki...

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  • 3 Beds
  • 3 Baths
  • 10168886 MLS
  • ACTIVE Status
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910 S Main St S, Louisburg image
910 S Main St S, Louisburg $325,000

Looking for space and convenience? Welcome to this six-bedroom, 2.5-bathroom single-family residence located in Louisburg, NC. This beautiful home has been freshly paint...

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  • 6 Beds
  • 3 Baths
  • 10175395 MLS
  • ACTIVE Status
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212 Tanglewood Dr, Louisburg image
212 Tanglewood Dr, Louisburg $325,000

Welcome to this charming three-bedroom, two-bathroom single-family residence nestled in Shannon Village, Louisburg, NC. This home sits on a generous 13,068 square-foot lo...

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  • 3 Beds
  • 2 Baths
  • 10178062 MLS
  • ACTIVE Status
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121 Santee Dr, Louisburg image
121 Santee Dr, Louisburg $325,000

Welcome to 121 Santee Drive in the gated Lake Royale community! Situated on a spacious 0.91-acre lot, this well-maintained modular home offers 3 bedrooms and 2 full bathr...

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  • 3 Beds
  • 3 Baths
  • 10178125 MLS
  • ACTIVE Status
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2656 Bowden Dr, Creedmoor image
2656 Bowden Dr, Creedmoor $325,000

Welcome to 2656 Bowden Dr, a well-maintained 3-bedroom, 2-bath ranch home offering comfortable living spaces, desirable features, and plenty of room to enjoy both indoors...

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  • 3 Beds
  • 2 Baths
  • 10187968 MLS
  • ACTIVE Status
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81 Mt Harmony Church Rd, Timberlake image
81 Mt Harmony Church Rd, Timberlake $325,000

Privacy, acreage, and recent updates! This 3-bedroom, 2-bath home offers approximately 1,600 sq ft, plus a versatile 4th flex room that could be used as an office, playro...

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  • 3 Beds
  • 2 Baths
  • 10191507 MLS
  • ACTIVE Status
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2560 Mangum Ave, Creedmoor image
2560 Mangum Ave, Creedmoor $326,000

Wonderful 1970s home full of character and space! This property offers 4 bedrooms and 3 full baths, along with a large family room featuring a cozy fireplace. Enjoy relax...

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  • 4 Beds
  • 3 Baths
  • 10180590 MLS
  • ACTIVE Status
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1268 Sagamore Dr, Louisburg image
1268 Sagamore Dr, Louisburg $327,000

Welcome home to this move-in-ready ranch situated on a spacious corner lot of over 1.25 acres in the gated Lake Royale community! Built in 2004, this well-maintained 3-be...

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  • 3 Beds
  • 2 Baths
  • 10189616 MLS
  • ACTIVE Status
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544 Shawnee Dr, Louisburg image
544 Shawnee Dr, Louisburg $327,000

544 Shawnee Dr is a single-story Louisburg home set on a wooded lot. The kitchen centers on an island with stainless steel appliances, a tile backsplash, and generous cou...

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  • 3 Beds
  • 2 Baths
  • 10191175 MLS
  • ACTIVE Status
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5586 Shelton Creek Rd, Oxford image
5586 Shelton Creek Rd, Oxford $327,500 ▼

Welcome to this inviting 4-bedroom, 2-bathroom single-family home nestled in the desirable Shelton Hills community of Oxford, NC. Set on an impressive 90,169-square-foot ...

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  • 4 Beds
  • 2 Baths
  • 10178741 MLS
  • ACTIVE Status
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305 Broad St, Oxford image
305 Broad St, Oxford $329,000 ▼

Great Buyer Incentive Available! The seller is offering ONE money-saving options—choose the first OR second options that works best for you: 1.- 0.50% Interest Rate Bu...

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  • 4 Beds
  • 2 Baths
  • 10167584 MLS
  • ACTIVE Status
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2741 Dillon Ct, Creedmoor image
2741 Dillon Ct, Creedmoor $329,900 ▼

VA ASSUMABLE LOAN at 3.25% for qualified buyers. Welcome to this beautifully maintained ranch home where comfort, style, and thoughtful upgrades come together effortlessl...

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  • 3 Beds
  • 2 Baths
  • 10158206 MLS
  • ACTIVE Status
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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

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